Credit Card Rewards

Credit Cards

Credit cards let you make purchases now and pay for them later while helping you build credit. Sounds great, right? It can be, but credit cards also come with the risk of debt with high interest. Learn how to use them responsibly.

Read More

Budgeting

The basics of personal finance start with budgeting. If you spend less than you earn and budget for expenses, you will be well on your way toward financial success. Learn how to manage a budget of your own.

Read More

Debt

There’s good debt and then there’s bad debt. Learn the difference between the two and find out how to take control of the bad debt that’s plaguing your bank account. GOBankingRates provides expert advice on paying it off for good.

Read More

Credit Card Rates

Don’t sign up for the first credit card offer you get. Find the one with the lowest interest rate and best rewards program for your financial needs. GOBankingRates makes it easy to find the best credit card rates.

Read More

More in Credit Card Rewards

Loading...

Finding the Best Credit Cards

Even if you pay for items with cash to avoid a lot of credit card debt, there are advantages to having at least one credit card in your name. Credit cards are helpful in an emergency. If you don't have cash for a car repair or bill, you can pull out your plastic, then pay off the credit card.

If you only use credit cards in an emergency, you can probably get by with a plain vanilla or no-frills card. But what if you're a frequent credit card user? In this case, it pays to check out credit cards that offer a rewards program.