How to Negotiate a Lower Credit Card Rate Up to 25%

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Name: Natasha Campbell

Website: NatashaMCampbell.com

Entry Category: Credit and Financing

#MoneyMinute Voting is closed

Natasha Campbell and here is my credit tip. Call your creditors to negotiate a lower rate. Before you do, ensure that you have the right attitude. Your attitude towards the process will determine your success. So treat others the way that you would like to be treated.

Be sure that you also have your current statement with your rate and your account number. Also, share any good news with the representative on the line. Any introductory offers that you may have received and your good credit standing history. Convince them to lower your rate by at least 25 percent. You might be surprised how they might be willing to work with you. And if at first you don’t succeed, you can always try again. I hope you enjoyed my tip.

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