Travel credit cards that feature rewards are fairly common, but locating a rewards travel card without a yearly fee can be more challenging. To help you find the right credit card, GOBankingRates put together a list of the best travel credit cards with no annual fee. By opting for one of the best no-fee credit cards, you can avoid a hefty yearly membership charge, which could cancel out the value of any benefits you might earn.
Keep reading to learn about the best no-annual-fee credit cards for travel.
Discover it Miles Credit Card
The Discover it Miles credit card allows you to earn unlimited 1.5 miles on all purchases, which will never expire — even if your account closes. Discover will also match each mile you’ve earned at the end of your first year, which sets it apart from other travel card offerings. For example, if you earn 25,000 miles in your first 12 months, you’ll receive an additional 25,000 miles — worth $250. Overall, the Discover it Miles card is a flexible option for people looking for no-annual-fee travel credit cards because you can redeem miles at any time and for any amount, including cash back. Plus, it’s the closest thing to an all-around no-fee credit card that you’ll find on this list.
Best for: Earning a mile-matching bonus
APR: 13.99 percent to 24.99 percent after a 14-month introductory rate
- 0% APR introductory offer on purchases for 14 months
- 10.99% APR for 14 months on balance transfers that post to your account by Jan. 10, 2019
- No late fee for first late payment
- No penalty APR for paying late
- Not as widely accepted as Visa or Mastercard
- 0% APR introductory offer only applies to purchases
Explore Your Options: Best Rewards Credit Cards
Capital One VentureOne Rewards Credit Card
Earn unlimited 1.25 points on every purchase with the Capital One VentureOne Rewards credit card. Plus, you’ll receive 20,000 bonus miles — equal to $200 in travel — after you spend at least $1,000 on purchases within the first three months. You can also earn 10 miles per $1 spent if you book and pay for accommodations on Hotels.com/Venture with your Capital One VentureOne Rewards credit card.
Best for: Flexible redemption
APR: 18.74 percent, 23.74 percent or 24.74 percent, depending on creditworthiness
- 0% APR introductory offer on purchases for 12 months
- Optional cash-back rewards
- Rewards never expire as long as your account is active
- No introductory APR on balance transfers
- The card is reserved for those with excellent credit
- Late payment fee of up to $38
Sleep on It: Best Hotel Credit Cards
Blue Delta SkyMiles Credit Card From American Express
The Blue Delta SkyMiles credit card offers rewards that are less flexible compared to the other cards on this list: You can only redeem them for air travel from Delta or its network of more than 15 air partners. But, if you’re a loyal Delta flyer, this might be an airline credit card worth considering. You’ll earn double miles per $1 spent on U.S. restaurant and eligible Delta purchases, as well as one mile per $1 spent on everything else. Plus, you’ll earn 10,000 bonus miles after you spend at least $500 in purchases within the first three months. People shopping for the best credit cards for international travel might want to look elsewhere — this is the only card on this GOBankingRates’ list that carries a foreign transaction fee.
Best for: Earning Delta air travel rewards
APR: 17.74 percent to 26.74 percent
- Low rewards threshold: $500 spent within first 90 days gets you 10,000 bonus miles
- Earn unlimited miles
- 20 percent discount on in-flight purchases
- Late payment fee of up to $38
- Penalty APR of 29.99 percent
- 2.7 percent foreign transaction fee
Check out the best credit card offers, deals and bonuses available now.
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- Watch: Top Hotel Reward Programs That Can Save You the Most Money
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GOBankingRates.com identified the best travel credit cards with no annual fees by analyzing purchase APRs, rewards and offers. All fees and rates are subject to change at the credit card issuers’ discretion, and some bonus offers might no longer be available on the credit card issuers’ websites, depending on how you access the web page.
GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions, and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of GOBankingRates alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article.