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5 Best Marriott Bonvoy Credit Cards

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With the right credit card, you can rack up Marriott points and perks to splurge on your next vacation. Although there are several Marriott Bonvoy credit card opportunities, picking out the right one comes down to taking a closer look at the details.

If you are ready to make the most of your spending through a Marriott Bonvoy credit card, then you are in the right place. Here are the best Marriott Bonvoy credit card options.

5 Best Marriott Bonvoy Credit Cards

Here’s a quick guide to help you learn about the features of the best Marriott Bonvoy credit cards.

Card Annual Fee Features
Marriott Bonvoy Boundless® Credit Card $95 – Earn three free nights after you spend $3,000 on purchases within three months of opening your account. The free nights can be worth up to 50,000 points.
– Earn up to 17x combined points on purchases at Marriott Bonvoy hotels.
– Earn 3x points for up to $6,000 spent at grocery stores, gas stations and dining.
– Earn 2x points on all other purchases.
– Receive a free night stay — up to 35,000 points — on your card anniversary.
– Silver Elite Status is included.
Marriott Bonvoy Bold® Credit Card None – Earn 30,000 bonus points after you spend $1,000 within three months of opening your account.
– Earn up to 14x combined points on purchases at Marriott Bonvoy hotels.
– Earn 2x points for every dollar you spend on travel purchases.
– Silver Elite status is included.
Marriott Bonvoy Bevy American Express® Card $250 – Earn 85,000 Marriott Bonvoy bonus points after you spend $4,000 within three months of opening your account.
– Earn 1,000 Marriott Bonvoy bonus points for eligible stays booked directly with Marriott.
– Tap into a free night award after you spend $15,000 in a year.
– Earn 6x points at Marriott Bonvoy hotels, 4x points on dining and at U.S. supermarkets — up to $15,000 per category — and 2x points on all other purchases
– Gold Elite status is included.
Marriott Bonvoy Brilliant® American Express® Credit Card $650 – Platinum Elite status is included.
– Earn 95,000 Marriott Bonvoy bonus points after you spend $5,000 within three months of account opening.
– Earn 6x points at Marriott Bonvoy hotels.
– Earn 3x points on dining; earn 3x points on flights booked directly through airlines.
– Earn 2x points on all other purchases.
Marriott Bonvoy Business® American Express® Credit Card $125 – Earn 75,000 bonus Marriott Bonvoy points after you spend $3,000 within three months of account opening.
– Earn 6x points at Marriott Bonvoy hotels.
– Earn 4x points at restaurants, U.S. gas stations, U.S. shipping and U.S. wireless phone services.
– Earn 2x points on all other purchases.

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Marriott Bonvoy Boundless® Credit Card

The Marriott Bonvoy Boundless credit card is issued by Chase. When you hold the card, you’ll have the ability to earn up to 17x points on Marriott Bonvoy hotel purchases. You’ll have the chance to tap into significant Marriott rewards with this helpful card.

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Marriott Bonvoy Bold® Credit Card

If you are looking for a way to tap into the perks of a Marriott Bonvoy credit card without committing to an annual fee, the Marriott Bonvoy Bold credit card might be the right fit for you. This option is also issued by Chase.

Marriott Bonvoy Bevy American Express® Credit Card

Travelers who frequently stay at Marriott hotels will likely find a lot of value in the Marriott Bonvoy Bevy® American Express credit card. Specifically, this is the only card that comes with automatic Gold Elite status. If you are a frequent guest, this mid-level status can come with plenty of perks. Plus, there’s an attractive welcome bonus to start the ball rolling.

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Marriott Bonvoy Brilliant® American Express® Credit Card

For frequent travelers that make it a point to stick with Marriott hotels, the Marriott Bonvoy Brilliant® American Express credit card may provide the most lucrative rewards. You’ll need to be a frequent traveler to get the most out of this credit card. But if you fit the bill, your rewards might easily offset the high annual fee. It’s the only credit card on this list that offers complimentary Platinum Elite status.

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Marriott Bonvoy Business® American Express® Credit Card

Last but not least, small business owners can glean a lot of value from the Marriott Bonvoy Business® American Express credit card. You’ll find a generous welcome bonus on the table and the ability to stack up your Marriott Bonvoy points with your business spending. Plus, the card grants you a 7% discount off the standard rates for rooms at participating Marriott Bonvoy hotels.

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How To Choose the Right Credit Card

When exploring your credit card options, the seemingly endless number of options can be overwhelming. It’s important to understand how to choose the right card for your situation.

Know Your Needs

Both Chase and American Express issue co-branded Marriott Bonvoy credit cards. With multiple options available through each issuer, you’ll find different perks thrown into the mix.

For example, American Express offers an option for small business owners, while Chase only offers this specific type of credit card rewards opportunity for personal use. If you are looking for a credit card for your business that offers Marriott rewards, that might end your search right there.

Weigh the Perks

Beyond the basic offerings, you should weigh the perks you’ll actually use against the annual fee.

For example, the Marriott Bonvoy Brilliant® American Express credit card comes with the highest annual fee on this list. However, that doesn’t mean it’s the wrong option. Instead of ruling it out automatically, take a close look at the perks included. If you spend enough time at Marriott hotels, you might find that the card is actually a good deal for your situation. That’s especially true if you can make use of the Platinum Elite status.

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But on the flip side, infrequent travelers might find the most value from the Marriott Bonvoy Bold credit card, which doesn’t involve an annual fee.

Understand Your Approval Odds

Finally, you’ll need to be realistic about your credit score situation.

Neither Chase nor American Express outlines exact credit score requirements. But for most luxury credit card issuers, you’ll likely need to have a reasonably good credit score to open one of these cards. If your credit score is on the lower end, then consider spending time improving it before applying for one of these top credit cards.

Takeaway

Travelers looking to make the most of their credit card spending in the form of Marriott Bonvoy points will find no shortage of options. With several cards to consider, the right option is out there for everyone. But don’t forget to weigh your expected spending against the bonus requirements and annual fee before moving forward.

FAQ

  • Is the Marriott Bonvoy card easy to get?
    • The difficulty of being approved for a Marriott Bonvoy card depends on the card you choose to apply for. While neither issuer offers guidance on what your credit score should be before you apply, cards with more perks are generally harder to qualify for.
    • Both Chase and American Express offer pre-approval options, so you can see if you're likely to be approved without hurting your credit score.
  • Does Marriott Bonvoy have a credit card?
    • Marriott Bonvoy does not issue its own credit cards, but it does offer co-branded cards with both Chase and American Express.
  • What bank issues Marriott Bonvoy credit card?
    • Marriott Bonvoy cards are issued by either Chase or American Express.

Rates are subject to change; unless otherwise noted, rates are updated periodically. All other information on accounts is accurate as of Nov. 14, 2022.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

The information related to the Marriott Bonvoy Boundless and the Marriott Bonvoy Bold credit cards was collected by GOBankingRates and has not been reviewed or provided by the issuer of these cards. Product details may vary. Please see the issuer’s website for current information. GOBankingRates does not receive commission for this product.

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