The Chase Sapphire Reserve card has been the gold standard — or sapphire standard, in this case — for high-end travel rewards cards since its release, with a whopping 50,000 bonus points available for spending $4,000 or more in the first three months.
Now, though, a challenger arises. The Starwood Preferred Guest Amex Luxury card offers even more bonus points and very generous bonus categories for SPG rewards that could return more value to consumers than the Chase Sapphire Reserve — and at the same annual fee of $450.
Keep reading to compare the benefits of the Chase Sapphire Reserve card to the Starwood Preferred Guest Luxury credit card.
|Starwood Preferred Guest American Express Luxury Card at a Glance|
What You Need to Know About Starwood Preferred Guest Amex Luxury Card
Although the high $450 annual fee means you need to use the Starwood credit card frequently to get your money’s worth, travelers who prefer staying at hotels in the Marriott family will likely find plenty of opportunities to cash in on the generous rewards.
Best For: Frequent travelers, members of Marriott Rewards programs and businesses that frequently entertain clients and rack up high travel costs
Best Features of Starwood Preferred Guest Amex Luxury Card
The sixfold multiplier on stays at Marriott Rewards hotels means that people who travel on a regular basis are going to get the best value for the Starwood Amex. You can further boost your rewards by joining the Marriott Rewards program. With 6,700 hotels and 29 brands in the network, the odds are good that you’ll be able to find a Marriott hotel to stay wherever you are.
People who don’t often stay with Marriott Rewards partners can still benefit from the triple points on restaurants and flights booked directly with airlines, giving travelers plenty of options to score rewards for moving their spending onto this card.
Related: Best ‘No Annual Fee’ Credit Cards
Amex SPG Card Delivers on Rewards and Stands Up to Chase Sapphire Reserve
If you’re a frequent traveler, you’ll have plenty of opportunities to rack up rewards points on hotel stays, flights and eating out — not to mention cash in on your annual $300 travel credit. Although you’ll need to be sure you’re getting plenty of use out of the Starwood Preferred Guest Amex Luxury credit card to warrant the high annual fee, the generous rewards could allow you to reap a ton of value from your normal spending.
More on Credit Card Rewards
- The Top 10 Most Exclusive Black Cards You Don’t Know About
- How to Travel the World for Practically Free
- 7 Best Ways to Use Credit Card Rewards Points
- Watch: Top Hotel Reward Programs That Can Save You the Most Money
We make money easy. Get weekly email updates, including expert advice to help you Live Richer™.
GOBankingRates is a personal finance and consumer interest rate website owned by ConsumerTrack, Inc., an online marketing company serving top-tier banks, credit unions and other financial services organizations. Some companies mentioned in this article might be clients of ConsumerTrack, Inc., which serves more than 100 national, local and online financial institutions. Rankings and roundups are completely objective, and no institution, client or otherwise, paid for inclusion or specific placement. Any opinions, analyses, reviews or recommendations expressed in this article are those of GOBankingRates alone and have not been reviewed, approved or otherwise endorsed by the companies included in the article.