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Some people might say that. So whether you’re shopping for clothes, shoes or accessories, it shouldn’t be hard to locate a retailer offering exactly what you need. And if you’re a big shopper, it only makes sense to .
If you don’t have a credit card that lets you earn points or cash back for every $1 you spend, you’re missing out on a fantastic opportunity. The more points you accumulate, the more items you can redeem. Here are four things you can do with your Houston credit card rewards.
1. Take a Vacation
Everyone needs a vacation from time to time, but the cost of airfare, hotel and car rental can break the break. You might think you can’t afford a vacation or a mini-getaway, but traveling from Houston is affordable when you redeem your credit card reward points for travel.
Getting to a point where you have enough points accumulated for a travel redemption might seem far off, but fortunately, some reward credit cards offer opportunities to earn bonus points. For example, with the offered by Air Force Federal Credit Union, you’ll earn one point for every $1 spent, plus there are year-round opportunities to earn double points or quintuple points.
2. Redeem for Merchandise
Reward points aren’t only redeemable for travel, you can also. Once you have enough points, log into your reward program’s website and browse the various categories. You’ll find a wide selection of merchandise including electronics, personal items, sports equipment and more. The points you use toward a purchase are automatically deducted from your points balance.
3. Book an Experience
If you can’t escape town for a couple days, no problem — you can also. There’s plenty to do in and around Houston whether you’re planning a staycation or looking for a fun filled weekend. Use points to spend a relaxing day at a spa or redeem points for tickets to a sporting event in the area.
4. Earn Cash Back or Gift Cards
Then again, maybe you’re not interested in travel, merchandise or special experiences. Some
“Gift cards [are] just like getting cash back as you can spend the money on what you want, when you want,” said April Mann, vice president of remote services at Air Force FCU. If you redeem points for a gift card, you can choose from several retailers and restaurants.
If you use a credit card on a regular basis, skip the no-frills card that offers nothing in return and get a rewards credit card. It pays to have a card that gives back and lets you earn points redeemable for travel, merchandise, gift cards and more.