American Express Review: Compare 9 Different Travel Rewards Cards

Check out the best American Express travel rewards cards.

American Express credit cards have been a part of the financial landscape since 1958. Today, you can use your American Express sign-in to access Amex online or the American Express credit card app, through which you can apply for a host of cards with Amex rewards, including a coveted Amex gold card.

Compare these Amex credit cards to find one that suits your spending needs and can help you rack up rewards to spend on travel.

American Express Travel Rewards Card Review

American Express offers a range of travel-related credit cards. Some of the travel cards provide broad benefits, whereas others are tailored to a specific travel partner, like Starwood, Hilton or Delta.

From cards that allow you to carry a balance to those that require you pay them off monthly, American Express has nine product offerings in the travel rewards category. To decide which offer is best for your travel habits, or what types of payments to put on a credit card, take a look at these travel rewards cards from American Express:

Premier Rewards Gold Card

Earn rewards on everyday purchases and travel expenses with the Premier Rewards Gold Card. Plus, get a hefty sign-up bonus and a $100 annual airline fee credit for incidentals.

  • Annual fee: None the first year; $195 thereafter
  • Interest rate: No revolving balances or interest
  • Sign-up bonus: 25,000 points after spending $2,000 in 90 days
  • Points: 3x points for direct airline purchases; 2x points at U.S. restaurants, gas stations and supermarkets; and 1x points elsewhere

How to: Choose the Right Rewards Credit Card for Your Lifestyle

The Platinum Card

With the American Express Platinum card, you can earn $15 per month — $20 in December — in Uber credits. Also included is an annual $200 airline fee reimbursement.

  • Annual fee: $550 per year
  • Interest rate: No revolving balances or interest
  • Sign-up bonus: 60,000 miles after $5,000 spent in first three months
  • Points: 5x points on direct airline bookings and hotel and plane bookings with Amex Travel

The Starwood Preferred Guest Credit Card

Enjoy no foreign transaction fees with the Starwood Preferred Guest credit card. When using the card, you can also earn credit for five nights and two stays annually, which count toward SPG elite status.

  • Annual fee: None the first year; $95 thereafter
  • Interest rates:  Variable 16.24% to 20.24% APR
  • Sign-up bonus: 30,000 Starpoints after spending $3,000 in the first three months
  • Points: Up to 5 Starpoints per $1 of eligible purchases at Starwood-brand hotels and 1 point on all other purchases

Gold Delta SkyMiles Credit Card

With the Gold Delta SkyMiles credit card, you’ll enjoy a free checked bag. Priority boarding is also included.

  • Annual fee: None the first year; $95 thereafter
  • Interest rates: Variable 16.74% to 25.74% APR
  • Sign-up bonus: 50,000 SkyMiles after spending $1,000 within the first 90 days; $50 statement credit after making a Delta purchase within the first three months
  • Miles: Unlimited miles for every $1 spent on purchases

Platinum Delta SkyMiles Credit Card

The Platinum Delta SkyMiles card features an annual companion certificate that you can use for a domestic main cabin round-trip each year. You also have the opportunity to earn a significant amount of bonus miles beyond the initial sign-up offer.

  • Annual fee: $195 per year
  • Interest rates: Variable 16.74% to 25.74% APR
  • Sign-up bonus: Earn 5,000 Medallion Qualification miles and 35,000 bonus miles after spending $1,000 in the first three months; $100 statement credit after making a Delta purchase during the intro period
  • Miles: 1 mile per $1 spent on everyday purchases

Delta Reserve Credit Card

The Delta Reserve credit card offers perks such as concierge service and an annual Delta Reserve companion certificate. You’ll also have Delta Sky Club access as a card member.

  • Annual fee: $450
  • Interest rates: Variable 16.74% to 25.74% APR
  • Sign-up bonus: 10,000 Medallion Qualification Miles and 40,000 bonus miles after spending $3,000 in the first three months
  • Miles: 1 mile per $1 spent on everyday purchases; unlimited miles

Blue Delta SkyMiles Credit Card

Receive a 20 percent statement credit for eligible Delta in-flight purchases. Choose to carry a balance or pay in full each month.

  • Annual fee: None
  • Interest rate: Variable 16.74% to 25.74% APR
  • Sign-up bonus: 10,000 SkyMiles after spending $500 in the first three months
  • Miles: 2x miles at U.S. restaurants and on Delta purchases; 1 mile on all other eligible purchases

Hilton Honors Card

Earn 500 bonus points when you use your card for online booking and payment of a Hilton stay. Plus, you can start spending today if you’re eligible for an instant card number.

  • Annual fee: None
  • Interest rates: Variable 16.24% to 20.24% APR
  • Sign-up bonus: 50,000 Hilton Honors points after spending $1,000 in the first three months
  • Points: 7x Hilton points on Hilton purchases; 5x points for U.S. gas, restaurant and grocery purchases; 3x points for all other purchases

Hilton Honors Surpass Card From American Express

Automatically receive Hilton Honors Gold status upon opening the Hilton Honors Surpass Card. You’ll also earn a weekend night reward after you spend at least $15,000 in purchases in one year.

  • Annual fee: $95 or $75 for applications received before Jan. 18, 2018
  • Interest rates: Variable 16.24% to 20.24% APR
  • Sign-up bonus: 75,000 Hilton Honors points after spending $3,000 in the first three months
  • Points: 12x points for every $1 spent on hotels within the Hilton portfolio; 6x points for U.S. restaurant, gas and grocery purchases; 3x points for all other purchases

American Express High-Yield Savings Account Review: No Fees and No Minimums

Perks and Terms of American Express Travel Rewards Cards

Before you decide to apply for one of the American Express travel rewards cards, it’s helpful to examine the advantages and requirements associated with the card. Whether you need to learn about the fee schedules or just want to know which places take Amex, it’s important to do your homework no matter what type of card you’re applying for. Here’s an overview of American Express’ travel rewards cards:

Card Perks

  • Additional services, such as American Express travel insurance, purchase protection benefits and trip-cancellation insurance
  • Sign-up bonuses on all cards
  • Some cards offer one or more rewards multipliers, such as 5x points on airline purchases
  • Award-winning customer service
  • Airline fee credits on the Platinum and Premier Rewards Gold cards

Credit Card Terms

  • Interest rates of up to 25.74% APR
  • Some cards require balance be paid in full each month
  • High annual fees on some options

Are American Express Travel Rewards Credit Cards a Good Deal?

Just as store credit cards give benefits for shopping with specific retailers, each of these Amex cards allows you to bank points or miles and enjoy benefits, depending on where and how you spend. For example, frequent guests of the Starwood or Hilton brands or people who fly primarily on Delta Airlines, will likely find that those partner cards can prove to be of great value. The Platinum card, with its $550 annual fee, will only appeal to people who have specific traveling habits. Overall, the right card for you will depend on your lifestyle and spending patterns.

Learn More: 10 Best Airline Credit Cards

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone and have not been reviewed, approved or otherwise endorsed by American Express.