Credit Reports

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Understanding Credit Reports

Maintaining a solid credit score is important for making future purchases and investments. A high credit score can help you get lower rates on auto loans and make qualifying for financing, investments and accounts easier.

If you’re planning on buying a house, getting a new car, or opening a new bank account or credit card, you’ll want to learn how to read your credit report, keep your credit score high and get rid of any negative marks or errors in your report.

Credit scores aren’t permanent. You can always work to repair the dings on your credit report and build credit to prove you are a reliable borrower.

As you work toward your financial goals, consult the GOBankingRates archives for answers to all your questions. The site’s experts can help you learn how to manage your budget, apply for the best credit card and more.