10 New Luxury Cards You Wish You Could Get

From Chase Sapphire Reserve to MasterCard Titanium, a luxury credit card could be right for you.

If you’re a frequent traveler or if you put thousands of dollars on your credit card each year, you could be enjoying exclusive rewards and perks by charging everything to one of the newest luxury credit cards. You can get a gold credit card, titanium card and other high limit credit cards online — if you meet strict requirements.

Only a select few enjoy the exclusivity and privileges of these luxury cards. And like black cards, they offer a host of prestigious perks when you qualify for them. Check out these 10 luxury cards and see if one strikes your fancy. If you’re approved, rest assured you’ll have one of the best cards for big spenders.

Chase Sapphire Reserve

1_Chase Sapphire Reserve

One of the best travel rewards credit cards available, the Chase Sapphire Reserve offers three points for every dollar spent on travel and dining purchases. You also receive a $300 statement credit to use for travel purchases you charge to the card and 50,000 bonus points after you spend $4,000 in the first three months. If you redeem your rewards through the Chase Ultimate Rewards program, they’ll be worth 50 percent more and further boost your purchasing power.

American Express Platinum


The American Express Platinum card recently underwent a makeover — now cardholders have access to more travel, shopping and rewards benefits. This card comes with a $15 Uber credit every month plus a $20 bonus in December.

You’ll also get a $200 annual statement credit to cover travel incidentals like checked bags or an in-flight meal when you fly on a qualifying airline. In addition, you can earn five points for every dollar on eligible flights you book with the airlines and five points per dollar spent on flights and hotels you book through American Express Travel.

Related: 10 Best Airline Credit Cards

MasterCard Gold Card


Show off your expensive taste with a 24 karat gold-plated MasterCard, a luxury card that boasts industry-leading rewards and gives you a chance to earn points and cash back for your purchases. You’ll earn double points when you redeem them for airfare and 2 percent when you redeem them for cash back.

MasterCard will also send you luxury gifts and give you access to a VIP concierge who can assist you with travel planning or help find that perfect gift. You’ll get complimentary access to VIP airport lounges around the globe and earn a $200 annual airline credit you can use for all qualifying airline purchases.

US Bank Altitude Reserve Visa Infinite

4_U.S. Bank Altitude Reserve Visa Infinite
©U.S. Bank

If you’re a frequent traveler with a U.S. Bank account you’ll have exclusive access to this travel rewards card that will earn you three points for every dollar you spend on travel purchases. You can also get up to $325 in annual statement credits for eligible travel purchases and enjoy perks like complimentary Gogo Inflight Wi-Fi passes, airport lounge access, 24/7 Visa Infinite Concierge Service and discounted rates on chauffeured black car services. Spend $4,500 in the first 90 days and you’ll earn 50,000 bonus points, which translates to $750 worth of travel money.

MasterCard Titanium Card

5_MasterCard Titanium Card

Made of stainless steel, this luxury card offers attractive perks and rewards. You’ll earn double points when you redeem rewards for airfare. You can maximize your rewards to earn twice the benefits of competitors when you redeem 50,000 points for airfare, which will get you a $1,000 ticket on any airline with no blackout dates or seat restrictions.

Make use of the Luxury Card Concierge service when you need help with booking travel or picking out a gift. MasterCard’s Priceless program also provides cardholders with invitations to exclusive events and behind the scenes passes.

JPMorgan Reserve Visa

6_JP Morgan Reserve Visa
©JP Morgan

Made of metal, the invitation-only Reserve Visa replaces the JPMorgan Palladium card and provides lots of perks. Spend $4,000 in the first three months and earn 100,000 Ultimate Rewards points.

If you decide to redeem your points for miles or Hyatt points, your point value increases. You’ll also receive $300 in statement credits for travel purchases, earn three points per dollar spent on travel and dining and one point for every other purchase.

Check Out: Hilton, Marriott and the Best Hotel Credit Cards

Delta Reserve Credit Card from Amex

7_Delta Reserve Credit Card from Amex
©American Express

Your first purchase with this luxury card will earn you a handsome bonus — 10,000 Medallion Qualification Miles and 10,000 miles. If you spend $30,000 during the year you’ll earn 15,000 MQMs and 15,000 bonus miles.

Spend $60,000 a year to earn another 15,000 MQMs and 15,000 bonus miles. You’ll also enjoy travel privileges and perks like concierge service, one complimentary companion flight a year and in-flight savings.

United MileagePlus Club


Make the most of your travels when you fly United Airlines by joining the United Club membership program and taking advantage of its privileges. You’ll earn 1.5 miles for every dollar you spend and you’ll get even more value when you redeem your miles for a United flight.

You can pick any seat on United-operated flights with your rewards, take advantage of exclusive access to events like celebrity meet-and-greets and private culinary experiences, and Chase’s Inside Access program and travel protection benefits.

Don’t Miss: Choosing the Right Rewards Credit Card for Your Lifestyle

Citi AAdvantage Executive World Elite MasterCard

9_Citi AAdvantage Executive World Elite MasterCard

If you fly American Airlines often, this luxury card will reward you by granting you access to the Admirals Club membership program. As a member, you’ll enjoy a VIP experience at the airport, including access to the Admirals Club lounge.

If you spend $40,000 in qualifying purchases within a year, you’ll earn 10,000 Elite Qualifying Miles. You’ll also earn two miles for every dollar you spend on eligible American Airline purchases and one mile for everything else you buy. Spend $5,000 during the first three months and get 50,000 American Airlines AAdvantage bonus miles.

Wells Fargo Advisors by Invitation Visa Signature

10_Wells Fargo Advisors by Invitation Visa Signature
©Wells Fargo

Preferred Wells Fargo customers are eligible to be invited to apply for this card that features premium benefits. Designed for avid travelers, this exclusive Wells Fargo credit card rewards you for all your purchases with three different point tiers. You’ll earn three points per dollar spent on airline, hotel, car rental and other travel-related purchases; two points per dollar at restaurants; and one point for everything else. Spend at least $75,000 over the year and you’ll earn 35,000 bonus points.

Cardholders who fly first class have no restrictions or blackout dates to worry about and also get access to concierge service and VIP events. In addition, there’s no annual fee for the first year and the annual fee of $350 is waived if you have at least a $1 million banking relationship with Wells Fargo.

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Methodology: GOBankingRates.com identified new luxury credit cards by analyzing VIP perks and rewards, exclusivity, card materials, fees and other factors. All fees and rates are subject to change at the credit card issuers’ discretion. Some bonus offers might no longer be available on the credit card issuers’ websites, depending on how you access the web page.

Disclaimer: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.