Bank of Internet USA is a fully-functioning online bank that is FDIC-insured and provides a full range of banking products to their customers. Customers of the bank enjoy 24/7 access to accounts online or through the Bank of Internet mobile app. Bank of Internet offers round-the-clock phone support.
Bank of Internet provides a wide range of retail banking services to customers through its online site. The Bank of Internet deposit account offerings includes options for every need. Bank of Internet offers three checking account options that help customers earn interest or get cashback or rewards on expenses. It offers a Bank of Internet high-yield savings account and money market account. Its CDs and IRAs provide investment options with terms ranging from 3 months to 5 years. Like many online banks, Bank of Internet offers above-average, competitive interest rates with low costs. Bank of Internet also provides mortgage lending and home loans.