United Federal Credit Union

Today's Featured Rates

Sponsors of

United Federal Credit Union Fees



National Average

Non-Bank ATM


Non sufficient Fund Overdraft


Return Deposit


Domestic Wire Transfer (Outbound)


Stop Payment Item


Monthly Inactivity


About United Federal Credit Union

In 1949, United Federal Credit Union was founded by five employees at the Whirlpool manufacturing plant in St. Joseph, MI. From humble beginnings, the credit union has grown to operate 23 branches in six states with over $1.5 billion in assets, and over 117,000 members. In addition to UFCU branches, members enjoy the convenience of access to thousands of network ATMs and shared branches nationwide. Membership is available to anyone who lives, works, worships, or volunteers in Michigan, Arkansas, Nevada, North Carolina, Ohio, Indiana and some areas of neighboring states, like Eastern Oklahoma.

News & Reviews

Is Your Money Making Money?

United Federal Credit Union offers a full range of financial products and services for personal and business bankers alike. From basic checking to interest bearing checking, choose from a variety of UFCU options that suit your daily banking needs. UFCU also offers personal bankers savings accounts from Money Markets to Youth Savings, a variety of loan options, debit and credit cards, insurance products, investment options and online banking tools to manage your finances all in one place. For your business deposit and financing needs, UFCU offers checking, shares, treasury management, lending options, card services and insurance products all catered to your unique business.

Rate (APY)

1st Year Balance