First Internet Bank is a branchless online bank that serves customers across the United States. Founded in 1999, it was one of the first banks in the U.S. to operate solely online. First Internet Bank offers a full suite of retail banking services, including personal bank accounts, high-yield accounts like CDs, vehicle loans, and mortgage lending.
First Internet Bank offers competitive rates for both deposit and loan products, as well as saving through low fees and transparent costs. Customers can connect toll-free by phone, or through live chat on its site with experts in a range of banking topics, from deposit accounts to mortgage loans.
First Internet Bank focuses on providing high rates, low costs, and the highest level of customer service. Its range of deposit accounts include savings and money market accounts that earn high interest, and free checking or interest checking. First Internet Bank also offers IRAs and a range of CDs with terms from 3 months to 5 years.
First Internet Bank personal loans can help customers finance major purchases like a new car. First Internet Bank mortgage loan services include traditional mortgage lending, mortgage refinance, home equity lines of credit (HELOC), and even home building loans. These loans come with favorable rates that stretch dollars further.