Lending Club

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About Lending Club

Lending Club, based in San Francisco, is the world’s largest peer-to-peer lending and online credit marketplace. Its online lending platform allows borrowers to obtain a loan and investors to purchase notes that are backed by payments.

It works like this: Borrowers have access to lower interest rate loans through the online or mobile platform. Investors provide the money to enable the loans and earn interest in exchange.

Lending Club operates solely online, which means there are no brick-and-mortar branches. The company thrives on using technology to lower overhead costs while also providing a quality experience. Its goal is to transform the banking system into a transparent and efficient online marketplace through which people can achieve their financial goals with the touch of a button.

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