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About Lightstream

LightStream, formerly known as First Again LLC, is an online lending division of SunTrust Bank that is based in San Diego. It’s known as one of the nation’s top financial services companies, operating under the belief that consumers with good credit have the right to low interest rate loans and a simple loan process.

Anyone with a computer, smartphone or tablet can access LightStream online and apply for a loan in the comfort of their own home or on the go. Customers can apply, be approved, sign their loan agreement and receive money as early as the same day.*

The lending company provides loans for cars, home improvements, refinancing, timeshare and vacation property, and education. Additionally, it offers loans for boats and aircraft, medical and dental expenses, as well as adoption and in vitro fertilization.

  • You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) Review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

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