Modesto's First Federal Credit Union was born in 1999 as a result of the merger of the Modesto Municipal Employees FCU and Telpaco Modesto FCU. Modesto's First FCU serves employee-members of the City of Modesto, CA including those from AT&T and Lucent Technologies who work in Stanislaus County, employees of Liquid Container in Modesto, and Physicians, their staff and employees of Stanislaus Medical Society. To ensure members' complete satisfaction with Modesto's First FCU's products and services, only people who understand the local Central Valley environment make the lending and operating decisions of the member-owned cooperative.
The flexibility and variety of savings plans allows Modesto's First FCU members to pick how they want to save. Modesto's First members profit from rates on certificate and share accounts. Share Certificates accounts offer 6, 12 and 24 month maturities. Share Draft accounts (checking accounts) provide you with the VISA Debit/ATM Card and the added benefit of no monthly fee or per item fee and no minimum balance requirement. Additionally, there are low-cost loans for all of your needs, including new and used vehicle loans, Credit Union Direct Lending (CUDL) and 1st mortgage lending--with an added bonus of fast consumer loan approval!