M&T Bank began in 1856 in the western portion of New York state. It is currently headquartered in Buffalo. The name "M&T" stands for "Manufacturers and Traders." The company has a strong place in Northeast banking history, owning the Buffalo Savings Bank, a beautiful neoclassical building in downtown Buffalo. M&T is almost entirely located in the Northeastern American states of New York and Pennsylvania, thought it also has a strong presence in Maryland and to a lesser degree exists in New Jersey, Delaware and Virginia. There are even a small number of branch locations in southern Florida.
M&T Bank makes it easier than ever to make the switch -- you can even apply for a new account online. Their MyChoice checking allows you to build a checking account with exactly the features that you're looking for and leave the others behind. Customize your checking card and put whatever image you like on the front. Savings and CDs help you to save the money that you aren't spending and prepare for your family's long-term financial future. Health savings accounts will help you to be covered in the event of the unthinkable.