Municipal Credit Union

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Municipal Credit Union Fees

Type

Fee

National Average

Stop Payment Item

$20.00
$27.00

Non sufficient Fund Overdraft

$30.00
$9.00

Non-Bank ATM

$2.50
$1.00

About Municipal Credit Union

Municipal Credit Union has been serving the financial needs of hard working people since opening for business in 1916. MCU was originally chartered as an outgrowth of concern of then New York City Mayor, John Purroy Mitchel who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative. Today, MCU has over 350,000 members from a large number of employee groups (see website for details) and over $1.8 billion in assets. Members enjoy the convenience of access to sixteen branches and 24/7 access to funds through the large network of MCU ATMs.

News & Reviews

Is Your Money Making Money?

Municipal Credit Union offers members a variety of personal banking products and services designed to fit your lifestyle. MCU offers a checking account and a large number of savings options that will help you achieve your financial goals in a variety of high dividend earning ways. These include share certificates, money market accounts and more. Manage your finances with ease using free online services like online banking and MCU BillPay. Whatever your lending needs are, MCU has a loan or credit solution for you. MCU members enjoy additional services like the auto center and financial planning through the MCU resource center.

Rate (APY)

1st Year Balance

0.15%
$25,038
0.25%
$25,063
0.10%
$25,025
0.10%
$25,025
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