Formed in 1983, Prosperity Bancshares Inc. is a $16 billion regional financial holding company based in Houston, Texas. Operating under a community banking philosophy, Prosperity Bank offers a variety of traditional loan and deposit products to its customers, which consist primarily of small and medium sized businesses and consumers. Since its inception, Prosperity Bank has expanded to operate over 200 full-service banking locations across Texas including in the Houston, Dallas/Fort Worth, and the Austin and San Antonio areas as well as in Central Oklahoma. Customers enjoy the convenience of additional off-site Prosperity ATM locations.
Prosperity Bank offers customers a variety of personal and business banking products and services designed to fit the way you live your life and run your business. Checking and savings accounts include benefits like secure, free internet and telephone banking. In addition, Prosperity Bank offers Royal checking accounts to customers looking for additional features and benefits like Advantage Overdraft protection up to $600 (for protection against inadvertent overdrafts). If you need to borrow to meet the demands of daily life or to invest in your business dreams, Prosperity offers home, vehicle, SBA and commercial loans with flexible terms and competitive rates.