In 1920, a group of fourteen local Ridgewood residents in Queens, New York got together with the idea of forming a new mutual savings institution to serve the people of their community. Ridgewood Savings Bank is a Conventional Mutual Savings Bank, meaning that unlike a public institution, Ridgewood does not have stockholders. The bank operates instead for the benefit of depositors and customers. Clients enjoy the convenience of 35 banking offices, a Mortgage Center located at the Garden City Park Branch and in Hicksville, and a unique Mobile Branch that travels to several locations in Ridgewood's service area.
Although Ridgewood primarily deals with personal accounts, it is expanding to include more services for commercial customers as well. You'll find an array of financial products and services designed to fit your banking needs. Whether you're looking to save, invest, borrow or anything in between, Ridgewood offers a wide choice of financial services to meet your every need including savings and checking accounts, mortgages and commercial loans, retirement accounts and equity loans and lines of credit. Enjoy the convenience of managing your finances with online banking and bill pay, mobile banking, telephone banking, eStatements, Ridgewood Rewards and much more.