Simple Bank

Today's Featured Rates

Simple Bank Fees

Type

Fee

National Average

Non sufficient Fund Overdraft

$0.00
$9.00

Stop Payment Item

$15.00
$27.00

Return Deposit

$0.00
$14.00

Domestic Wire Transfer (Outbound)

$0.00
$22.00

Domestic Wire Transfer (Inbound)

$0.00
$9.00

Non-Bank ATM

$0.00
$1.00

About Simple Bank

Simple Bank is a relatively new bank with a narrow focus to offer low-cost everyday banking. The online-only bank was founded in 2009 and operates out of Portland, Ore. in partnership with The Bancorp Bank. Simple Bank offers a straightforward, customer-centered online banking experience and its partners provide accounts with FDIC insurance. Simple Bank offering is limited to its checking account, but through its intuitive online and mobile applications Simple Bank offers a unique experience that tech-minded customers might favor. Simple Bank customer service is also a focus for the company, offered through a toll-free number and mobile chat support on its app.

Service Hours & Location

Customer Service Phone Number

1-888-248-0632

Corporate Address

926 NW 13th Ave Portland, OR 97209

Customer Service Hours

Sun
Closed
Mon
- EST
Tue
- EST
Wed
- EST
Thu
- EST
Fri
- EST
Sat
- EST

News & Reviews

Is Your Money Making Money?

Simple Bank products are limited to its free checking account referred to as a Simple Account, which comes with a Visa debit card. Simple Bank also charges no monthly maintenance fees, overdraft fees or returned check fees. Despite a narrow approach, money management technology and software gives customers more features and control that make Simple attractive. Simple banking software tracks spending and saving to give real-time feedback like its Safe-to-Spend figure, and customers can create sub-savings accounts labeled with specific goals. Other features include remote photo check deposit, access to 55,000 fee-free ATMs, and live mobile chat and phone support.

Rate (APY)

1st Year Balance

0.01%
$25,003
2.02%
$25,505