SmartyPig

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About SmartyPig

Founded in 2006, SmartyPig is a free, FDIC-insured online savings account that is designed to help customers reach their financial goals. It allows customers to set up multiple financial benchmarks with separate high-yield savings accounts for each one. With tiered interest rates ranging from 0.85 percent to 1.12 percent as of June 8, 2017, customers can earn more interest compared with traditional savings accounts offering rates around 0.01 to 0.05 percent.

SmartyPig’s goal-based savings program was created to facilitate financial independence by helping customers build a save-then-spend mentality. Savings contributions can be scheduled as recurring deposits from an existing savings or checking account.

SmartyPig is based in Salt Lake City and offers customer support via email as well as phone support Monday through Friday.

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Is Your Money Making Money?

Rate (APY)

1st Year Balance

1.75%
$25,438
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