Chartered in 1928 in Richmond, VA, Virginia Credit Union (VACU) now has over 220,000 members and $2.4 billion in assets. Members include individuals who live, work, worship, volunteer or attend school within eligible communities and more. The financial cooperative provides members with helpful services, attractive rates, lower fees, and financial education. Members enjoy personal attention through a full-service call center, branches in the Richmond area, Williamsburg, Fredericksburg, Staunton, Farmville, Lynchburg and Chester. Online and mobile banking, network ATMs and thousands of shared credit union service centers nationwide provide members with convenient account access.
VACU offers a variety of affordable banking services, including savings and both free and dividend-earning checking accounts, loans, credit cards and mortgages. Members receive assistance with insurance and real estate needs through companies affiliated with Virginia Credit Union. VACU added realty services like listing discounts and a special mortgage rebates to help members buy and sell homes. Mobile banking, mobile deposit, online membership and account opening were introduced to increase convenience of account access. Business banking is available, allowing you to help reach your financial goals through business deposits, loans and more.