How to Easily Add $500 to Your Wallet This Month
Wondering how you can earn a little cash? Read on.
Even if you’re busy working 40 hours a week at a full-time job, there are things you can do to earn a few extra hundred dollars per month. It can be pretty easy if you make some smart money moves. Check out these helpful options below if you’re wanting to bulk up your bank account this month.
Access Better Rates By Building Up Your Credit
It’s no secret that having good credit will typically get you better rates on everything from mortgages to auto loans to insurance policies, which can add up to savings of thousands of dollars over the course of a year. However, many people don’t have access to things that generally help to build credit because they already require good credit – until now. The Extra Debit Card is the first debit card that builds credit and earns rewards points just like a credit card, no credit check required! All you do is sign up and connect your bank account and then you are given a spend limit based on your bank balance and other factors. Use your Extra Debit Card like you would any other credit or bank card to make purchases and then all transactions are totaled up each month and reported to credit bureaus as credit worthy payments. Rather than charging interest or hidden fees, Extra has flat monthly fees starting at $7/month. Don’t forget you’ll earn rewards on every purchase that you can use towards amazing items in their rewards store.
Get an Emergency Fund of Up to $1,000/Month
Life happens, and sometimes you find yourself involuntarily unemployed. Even before the pandemic, 1 in 7 workers were laid off yearly. For many, being unemployed for even a month could cause financial ruin. That’s why Quin exists. They offer Lifestyle Protection payments of up to $1,000 per month for 3 months if you face unexpected unemployment, and these Lifestyle Protection payments can be received once per year. Lifestyle Protection is on top of any state unemployment benefits, and while access to your state funds could take weeks or months, Quin’s funds can be accessed in just 24 hours.
In addition to up to $3k if you become unexpectedly unemployed, a Quin membership includes ongoing credit building (a $25 monthly value by itself) and personalized savings offers that immediately activate as soon as you sign up. Millions of people worldwide have signed up for income protection programs offering unemployment assistance, and Quin is the only one of its kind for Americans. To qualify for payments, you must have been a full-time W2 employee for at least 90 consecutive days and a member of Quin for a minimum of 90 days. It costs as little as $20/month to become a member and access up to $3,000 in benefits. At $20/month, it would take you 12.5 years to save $3,000, so Quin truly is a fast financial safety net.
Get Cash Back on Groceries
Everyone buys groceries and household staples regularly, so why not get free cash back on those regular, essential purchases? Tada makes getting cash back from your groceries easy. Just sign up, buy groceries as you normally would from one of more than 1,900 leading retailers, then upload a picture of your receipt either online or in the app. Tada will automatically find rewards for your purchases and give you cash back. And if you sign up now, you’ll get a $20 welcome bonus!
Sign Up For Free Samples
If you like freebies, consider signing up with a site that offers free samples, like PINCHMe. It’s a win-win. You get to try new stuff from food to beauty to pet samples risk-free, and in return, the companies who make the products you like may get your business in the future.
To get started, you complete your profile, claim the samples you want, try them out and give your feedback via a short survey. Then repeat for the next month. And not only do you get free samples, but you also will have the option to earn PinchMe coins that you can trade in for rewards.
Become An Influencer
Want to have your opinion heard AND get paid for it? With Survey Junkie, you get paid to take surveys and share your opinion. Plus, Survey Junkie has a well-designed platform and a rewards system that’s easy to understand. You get points for taking surveys and each point is worth one cent. You can trade in the points for gift cards or request a cash payment, which can be transferred to PayPal or your bank account. Signing up takes just minutes and then you’re ready to earn.
Do you have money making tips, or were you able to make money with these services? Email us at Money@GOBankingRates.com and share your story. We may even choose to highlight it in a future article.
John Csiszar, Bob Haegele, Adam McFadden, Julia Gordon, Nicole Spector, and Molly Sullivan contributed to the reporting for this article.