New Report Identifies 10 Lowest Auto Loan Rates in Atlanta

The latest study from guides Atlanta car shoppers looking to finance a new car by the end of 2013.

“The holiday season is a great time to purchase a new vehicle, because automakers are feeling the rush to clear out current models. If you are considering buying a car in the next six months, do so before the end of the year to get the best deal,” said Amanda Garcia, finance reporter with “The last two weeks of December present the absolute best deals of the year.”

To equip shoppers with the tools needed to finance a new car at an affordable price, identified the lowest auto loan rates available in Atlanta. The study also includes a comparison of average rates in Atlanta against average rates in Georgia and the country as a whole.

The study shows that Atlanta residents receive a lower average auto loan rate for 36- and 60-month terms than the state and national averages, but pay more for 48-month auto loan terms.

Average Auto Loan Rates

Auto Loan Term



United States

36 Months

3.05% APR

3.47% APR

3.64% APR

48 Months

3.83% APR

3.48% APR

3.67% APR

60 Months

2.95% APR

3.52% APR

3.72% APR

10 Lowest Auto Loan Rates in Atlanta

  • Atlanta Postal Credit Union, 12-Month Auto Loan: 1.75% APR
  • Delta Community Credit Union, 12-Month Auto Loan: 1.75% APR
  • Georgia’s Own Credit Union, 24-Month Auto Loan: 1.75% APR
  • Bank of America, 60-Month Auto Loan: 2.34% APR
  • PNC Bank, 48-Month Auto Loan: 2.09% APR
  • United Community Bank, 12-Month Auto Loan: 2.79% APR
  • Fifth Third Bank, 48-Month Auto Loan: 2.83% APR
  • Bank of North Georgia, 12-Month Auto Loan: 2.89% APR
  • Fidelity Bank, 60-Month Auto Loan: 3.15% APR
  • Regions Bank, 66-Month Auto Loan: 3.23% APR

For more information on auto loans, go to

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About This Study

Data referenced in this study was compiled from the interest rate database, which is powered by Informa Research Services Inc. This study surveyed popular term lengths for auto loan rates from banks and credit unions located in Atlanta and Fulton County, Ga., as of Nov. 11, 2013.

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About the Author

GOBankingRates Staff

These articles are written by the in-house GOBankingRates team.

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New Report Identifies 10 Lowest Auto Loan Rates in Atlanta
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