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GOBankingRates > Loans > Loan Products > Personal

Personal Loans

How to Find and Use Your OneMain Financial Login
By John Csiszar
Best OneMain Financial Personal Loans
By Daria Uhlig
Personal Loan vs. Line of Credit: Here’s the Difference for Borrowers
By Barb Nefer
9 Types of Emergency Loans You Didn’t Know You Could Get
By Alicia Bodine
Why Prepayment Penalties Make Paying Off a Loan Early More Expensive
By Barri Segal
10 Best Personal Loans for People With Good Credit
By Barbara Friedberg
How to Get the Maximum Personal Loan Amount
By Michael McDonald
12 Best Personal Lines of Credit
By Brian Nelson
Myth or Truth: 4 Surprising Facts About Personal Loans
By Dan Matysik
How to Get a Loan With Bad Credit
By Barri Segal
6 Purchases You Should Never Make With Personal Loans
By Cameron Huddleston
Why Lending Money to Friends and Family Is a Bad Idea
By Cameron Huddleston
Should You Take Out a Personal Loan for Your Wedding?
By Sabah Karimi
Is There a Minimum I Can Borrow for a Personal Loan?
By Ruth Sarreal
Best Bad Credit Personal Loans of 2016
By Andrew DePietro
How to Apply for a Personal Loan With a Cosigner
By Morgan Quinn
Pros and Cons of Peer-to-Peer Lending
By Valerie Rind
What Is the Difference Between a Secured Loan vs. an Unsecured Personal Loan?
By Caroline Banton
Why a Personal Loan Is Your Answer to Getting Out of Holiday Debt
By Michael McDonald
How to Use a Personal Loan to Increase Your Home’s Value
By Cat Alford

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Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all financial or credit offers available.

LightStream

*Your APR may differ based on loan purpose, amount, term, and your credit profile. Rate is quoted with AutoPay discount, which is only available when you select AutoPay prior to loan funding. Rates under the invoicing option are 0.50% higher. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

OneMain

All loans subject to OneMain’s normal credit policies and may be subject to maximum or minimum size restrictions, which vary by state. OneMain makes loans above the illustrative amount(s) mentioned in this advertisement, but the maximum loan size depends on your credit history, with larger loans only available to a small number of highly qualified applicants offering collateral. Commercial vehicles, salvage titled vehicles, and certain others are not acceptable collateral for secured loans.

SoFi

Terms and Conditions Apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or permanent resident in an eligible state and meet SoFi's underwriting requirements. Not all borrowers receive the lowest rate. To qualify for the lowest rate, you must have a responsible financial history and meet other conditions. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors. Rates and Terms are subject to change at anytime without notice and are subject to state restrictions. SoFi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE. Licensed by the Department of Business Oversight under the California Finance Lender Law License No. 6054612. SoFi loans are originated by SoFi Lending Corp., NMLS # 1121636. (www.nmlsconsumeraccess.org)

Fixed rates from 5.49% APR to 14.24% APR (with AutoPay). Variable rates from 4.99% APR to 11.14% APR (with AutoPay). SoFi rate ranges are current as of June 1, 2017 and are subject to change without notice. Not all rates and amounts available in all states. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within the range of rates listed above and will depend on a variety of factors, including evaluation of your credit worthiness, years of professional experience, income and other factors. Interest rates on variable rate loans are capped at 14.95%. Lowest variable rate of 4.99% APR assumes current 1-month LIBOR rate of 1.04% plus 4.25% margin minus 0.25% autopay discount. For the SoFi variable rate loan, the 1-month LIBOR index will adjust monthly and the loan payment will be re-amortized and may change monthly. APRs for variable rate loans may increase after origination if the LIBOR index increases. The SoFi 0.25% AutoPay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. The benefit will discontinue and be lost for periods in which you do not pay by automatic deduction from a savings or checking account.