How to Make a PNC Mortgage Payment

real best friends cheerful woman working at laptop on the terrace at home while hug her best love and friends  smiling dog pug sitting at his left.
simonapilolla / Getty Images/iStockphoto

Making mortgage payments can be difficult, but not if you’re a customer of PNC Bank. The Pennsylvania-based bank offers a variety of ways to pay off your PNC mortgage.

Read over these PNC mortgage payment options to determine which one will work best for you.

Paying Your PNC Mortgage by Phone

If you need to make a mortgage payment immediately, call the PNC Mortgage phone number at 800-822-5626. You will be connected to an automated system in which you can say, “Make a mortgage payment.” From there, you will be asked a series of questions to help you complete your payment. Make sure to have either your Social Security number or bank account number handy.

To speak to a representative and make your mortgage payment, immediately press “0” followed by “#” when connected to the customer service line, and the representative will access your account information.

If you can’t reach the PNC Mortgage customer service line, you can also make a payment by calling PNC Bank’s general customer service line at 800-PNC-Bank. When prompted about the nature of your call, say, “Make mortgage payment,” and an automated system will guide you through the process. But note, there is a $7 fee for payments completed by phone.

PNC Mortgage offices are open from 8 a.m. to 5 p.m. ET.

Related: 10 Best National Banks of 2018

Paying Your PNC Mortgage Online

For any online payments, you decide how much you want to pay.

  • Go to and log in to your account.
  • Enter your user ID and password to access your PNC account dashboard.
  • Click on “Payment details” under the mortgage section.
  • Hit “Schedule payment.” Payments made by 10 p.m. ET will be accounted for on the next business day.
Save for Your Future

Learn More: PNC Bank Review

Paying Your PNC Mortgage Through Automatic Withdrawals

Setting up automatic payments or Electronic Funds Transfer (ETFs)  is another easy way to keep you on track to pay off your mortgage on time. Here are two options:

  1. Visit any PNC bank location and speak with a teller OR,
  2. Request an automatic withdrawal form via phone by calling PNC Mortgage or through your online account. If you do so through your online account, click “payment details” to access the account.

Options: I Paid Off My Mortgage With a Credit Card — Here’s How

Paying Your PNC Mortgage In Person

Stop by your nearest PNC branch and complete your payment with the assistance of a bank teller. Use the coupon in your coupon book or from your billing statement to make your monthly mortgage payments to PNC Mortgage and write your loan number on your check. Don’t know if a PNC bank is near you? Check out where to find a PNC branch in your state here.

Paying Your PNC Mortgage Through Bi-Weekly Draft

You can make half of your fixed monthly PNC mortgage payment every two weeks, where the money will be held in escrow. The bank will withdraw money from your account only when there are sufficient funds to complete your mortgage payment.

Know: 15 Mortgage Questions to Ask Your Lender

Paying Your PNC Mortgage by Mail

You can also mail in your monthly PNC mortgage payments. The mailing address varies based on state.

PNC Mortgage Address
West Coast States East Coast States 
PNC Mortgage P.O. Box 54828
Los Angeles, CA 90054
PNC Mortgage P.O. Box 6534
Carol Stream, IL 60197

Click through to read more about how President Donald Trump’s tax plan will affect the mortgage interest deduction.

Save for Your Future

More Mortgage Payments

    We make money easy. Get weekly email updates, including expert advice to help you Live Richer™.


    See Today's Best
    Banking Offers