Mortgage Interest Rates Today: 3.125% From Washington State Employees Credit Union

Washington State Employees Credit Union

It can’t be denied that buying a home is a big financial step, whether it’s your first time purchasing or just relocating. But without the right interest rates and terms, it can turn into a financial misstep. A mortgage loan that best suits your needs and comes with expert guidance is the fast track to ensuring that it fits into your budget in every way possible.

Washington State Employees Credit Union guarantees that the best home-buying experience starts with its range of mortgage lending options. From four different conventional, fixed-rate home loans, members looking for a shorter-term mortgage might find that WSECU’s 15-year home loan is their best choice, with an interest rate of 3.125% and a host of other features and benefits.

WSECU’s Mortgage Terms and Conditions

At 3.125%, WSECU’s mortgage interest rate is based on an average loan amount of $250,000, with an estimated property value of $400,000, for an existing, single-family home located in Thurston, Wash. An estimated down payment and a minimum credit score of 850 is expected from credit union members approved for this loan. With a 3.125% interest rate, here’s what a sample payment schedule would look like:

  • 179 monthly payments of $1,741.52
  • 1 payment of $1,742.36

WSECU consultants are on hand to address any number of lending questions that members might have, like refinancing options, closing costs and other fees, or getting preapproved.

About Washington State Employees Credit Union

In 1957, a small group of Washington State employees founded a namesake financial institution: Washington State Employees Credit Union. WSECU ensures that its members have access to the savings, checking, loan and investment solutions they need, but more than that, relies on its mission of welcoming and serving “people who share the values of giving, sharing and supporting our communities.”

Looking to buy a new home in the New Year? Check out more low mortgage rates.

Other Terms and Conditions may apply. Additionally, interest rates are based on the institution’s online published rates and may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.