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8 Cash Advance Apps That Work With Chime

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Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Chime is a popular financial technology app that provides users with simple banking services like a checking account, savings account and a secured credit card. It is a very popular app because of its simplicity and user-friendly interface. While Chime simplifies the banking process for its users, you might need some extra help if you are facing a cash crunch.

Best Cash Advance Apps That Work With Chime

Although they seem like an obvious option, payday loans are actually very dangerous. That is why you should be looking at cash advance apps because of their simpler processing and prompt service. If you use Chime, then you have to search for cash advance apps that work with it for easier processing.

Here are some of the popular cash advance apps that work with Chime:

1. Albert

Albert is one of the most popular cash advance apps that is compatible with Chime. It does not have any processing or late fees. You can get an advance of up to $250 which you can repay with your next paycheck.

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Albert is not a bank itself and the banking services are provided by Sutton Bank. It deposits the advance directly into your Chime account.

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Cons

2. Cleo

Similar to Albert, Cleo is one of the cash advance apps that will work with Chime. There are no processing fees when you are trying to obtain a cash advance in the Cleo App. A user can get up to $100 cash advance through Cleo.

Pros

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3. Empower

You can easily connect your Chime account to Empower because it is one of the cash advance apps that is compatible with Chime. You can get an instant credit of up to $250 on the app. Empower is a very popular cash advance app and has provided advances of over $400 million.

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4. Varo

Varo has a financial management system and is one of the best cash advance apps that work with Chime. It helps users to control their money through contactless Varo Bank Visa debit cards and branchless 24/7 mobile banking. Depending on your usage, you can get up to $100 instant cash advance.

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Pros

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5. MoneyLion

MoneyLion is a comprehensive banking platform and is one of the best cash advance apps that work with Chime. Similar to Varo, MoneyLion’s cash advance limits depend on direct deposits. A user can get an advance of up to $250.

Pros

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6. Dave

Dave can be considered among the best cash advance apps that work with Chime. It is widely popular because of its ExtraCash feature that allows users to get a cash advance of up to $500. The process is prompt, and you can easily transfer funds to your Dave Spending Account to spend the money you received.

Pros

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7. Branch

Although Branch is one of the cash advance apps that work with Chime, you need to put your direct deposits into the Branch account to qualify for a cash advance. It is a complete financial management tool that provides advances of up to $500 against the wages earned by a user.

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Pros

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8. Klover

Klover is a cash advance app that works with Chime. It is a good option if you require some extra cash before payday and allows you to get up to $100 without paying any fees.

Pros

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Final Take

Sometimes, when money is required urgently, asking your friends and family can become embarrassing. That is why a cash advance is often considered to be a convenient option to get cash quickly.

Although they might seem useful, you should be careful about borrowing money from cash advance apps, never borrow more then you can afford to pay back.

Chime Cash Advance Apps FAQ

  • Does FloatMe work with Chime?
    • FloatMe is a cash advance app that provides instant cash to its users. However, at this time, FloatMe does not work with Chime.
  • What apps will let me borrow money instantly?
    • There are various cash advance apps like Dave, Earnin, Albert and Varo that allow users to borrow money instantly. The amount of advance depends on the eligibility criteria set by each of these apps. However, the user should check the requirements and restrictions before they use the services of these apps.
  • Can I get a cash advance on my Chime Card?
    • Chime does not have a direct cash advance scheme. However, when you use a Credit Builder Card to withdraw cash at an ATM it is considered a cash advance. Since Chime does not charge any interest or fees on this transaction, it works like a debit card.
  • Do any loan apps work with Chime?
    • Cash advance apps and payday loan apps like Dave, Varo, Albert, Cleo, Empower and MoneyLion work well with Chime. Users should check the requirements of the individual apps and the ways to link their Chime account with them.
  • Does Albert work with Chime?
    • Albert is a cash advance app that works with Chime perfectly. You can easily connect your Chime Wallet with the Albert app to receive the cash advance directly into your Chime account.

Information is accurate as of Oct. 10, 2022.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.