1. Grow Your Money More Than 10x Faster 

If you’re keeping your money in a traditional savings account, you’re missing out on some serious growth. You need an account that lets you earn competitive interest on your everyday balance.  

With a Langley High Yield Savings Account, you’ll earn 3.60% — that’s more than 10 times the national average interest on a savings account, which pays just 0.33% APY, according to the NCUA*. 

The Langley High Yield Savings Account has no fees, no minimums, and your money is insured up to $250,000. 

Want to start growing your money more than 10 times faster? It only takes a few minutes to open an account.  

2. Earn a $325 Bonus Just For Opening This Checking Account 

Keeping your cash in the right place is one of the easiest ways to boost your balance. 

When you open a new Wells Fargo Everyday Checking account, you can earn a $325 bonus. All you have to do is make $1,000 or more in qualifying direct deposits within 90 days of opening the account. After the 90-day qualification period, Wells Fargo will deposit your bonus within 30 days, as long as you’ve met the requirements. 

You’ll also get FDIC insurance, 24/7 fraud monitoring, and access to an app with a 4.9-star rating. 

Want to add an extra $325 to your wallet? It takes just minutes to open an account. 

3. Grow Your Money More Than 10x Faster 

Most people have a savings account. But here’s the problem: As of June 15, the average savings account pays just 0.38% APY. Savvy people know you can easily earn more than 10 times that amount — you just have to choose the right account.  

That’s where a certificate can be so useful. The 11-Month Promotional Certificate from Langley, for example, pays 4.00% APY, which is more than 10 times the national average for a savings account. 

This is a great way to steadily grow your money over a fixed term — and without the risk of other investments. Once the term is over, you’ll get your deposit back, plus your earned interest. 

Plus, you can get started with just a $500 minimum deposit. 

Want to earn a guaranteed 4.00% APY on your money? It’s easy to apply here for a Langley 11-Month Promotional Certificate and start saving. 

4. Teach Your Kids to Be Financially Savvy — And to Grow Their Money More Than 8x Faster Every Month 

Now that you’ve built healthy savings of your own, you’ll want to make sure your children are headed down the same path. Teaching kids to manage money isn’t always simple — but Cash App Families makes it easier. 

Plus, they’ll earn 3.25% interest* — that’s more than eight times faster than the average savings account (which pays just 0.38%¹). 

Cash App Families is a feature within Cash App that allows teens ages 13 to 17 to use the app with approval from an eligible parent or guardian.** Your teen gets access to a fast, secure way to send and receive money, and you get a detailed, real-time view of their transactions, balances, and spending habits. 

Parents can also help teens build financial skills like investing*** — starting with as little as $1. You control investing permissions and Cash App Card spending, allowing you to set limits and help ensure responsible use. 

Ready to help your teen explore spending, saving, and investing — all while earning 3.25% interest?* Download the app here to get started. 

5. Use High-Yield Savings Accounts with Competitive APYs 

Most people have a savings account. But too many people keep their money in a savings account that isn’t growing their money as fast as it could be. As of Jan. 20, 2026, the national average interest rate on a savings account was just 0.39%.  

Financially savvy people know to look for high-yield savings accounts with a competitive APY, like the Capital One 360 Performance Savings account, which pays APY — more than eight times the national average. 

Want to start growing your savings more than eight times faster? It’s simple to get started below and see how much you could earn. 

6. Grow Your Savings More Than 8x Faster Every Month 

Now that you’ve built substantial savings, you’ll want to make sure that money is working for you. And if you keep it in a traditional savings account, you could be missing out on serious growth. 

When you keep your savings with Cash App, you could earn up to 3.25% interest* — that’s more than eight times faster than the average savings account (which pays just 0.40%**). 

Cash App pays a base 1.5% interest rate, but when you set up a direct deposit of just $300 per month, you’ll boost that rate to 3.25% interest. Even better? There’s no minimum balance or monthly/hidden fees, and Cash App monitors your money 24/7 to look out for any fraud. 

Want to boost your savings to 3.25% interest every month with Cash App’s partner bank? It’s easy to get started here with as little as $1 and watch your money grow more than eight times faster than average.** 

7. Get the Funds to Start Investing in Real Estate 

Owning investment property has long been one of the most popular ways to build wealth and generate passive income. But there’s one major obstacle: getting the money to actually buy and renovate a property. 

That’s where Kiavi comes in. Kiavi offers hard money loans designed for real-estate investors looking to fund fix-and-flip projects or rental properties — with fewer requirements and faster closings than traditional banks. You could fund your next project in as little as one or two weeks. 

Everything is handled online — from applying and getting quotes to tracking your loan approval. You can even get pre-approved with no impact to your credit score and no application fee. 

Kiavi offers fix-and-flip and bridge loans from $100,000 to $5 million, with rates as low as 7.75%. Investors may qualify for up to 100% of the purchase price and renovation costs, and 80% of a property’s after-repair value. 

For investors focused on long-term rental income, Kiavi also offers rental property loans with rates as low as 6%, up to 80% loan-to-value and flexible term lengths.  

Kiavi has already funded more than $30 billion in loans and is trusted by professional real estate investors across the country. Whether you’re planning your first fix-and-flip or expanding your rental portfolio, Kiavi could help you move faster on your next investment opportunity.  

Want to see how much you could qualify for? Get started here to explore loan options and get pre-approved online. 

8. Protect Your Portfolio With Precious Metals — And Get Up to $20K in Free Metals 

If the past few years have shown us anything, it’s that market disruptions can come out of nowhere and impact your retirement savings.   

That’s why many people invest in precious metals to diversify and protect their wealth: Precious metals often rise in value during uncertain economic times.  

One option is a precious metals IRA through a company called Priority Gold — right now, you can even get up to $20,000 in free silver on qualifying purchases.  

Opening an account is easy, and you can roll over funds from existing retirement accounts or buy gold and silver directly from Priority Gold.  

If you decide to sell your precious metals in the future, Priority Gold offers a no-fee buy-back program. Plus, Priority Gold has an A+ rating with the Better Business Bureau. 

Want to diversify and safeguard your investments? It’s easy to get started here and get your free report. Plus, you could get up to $20,000 in free metals on qualifying purchases. 

{{text: rateTexts.expertAdviceHeader.text}}

BROUGHT TO YOU BY {{image: rateUrls.logoPath}}

{{html: rateTexts.expertAdviceProTipsCopy.html}}

{{text: rateTexts.expertAdviceClientName.text}} Sponsored Tip {{tooltip: rateTexts.expertAdviceToolTipCopy.text}}

{{text: rateTexts.expertAdviceAdTitle.text}}

{{html: rateTexts.expertAdviceAdCopy.html}}

{{text: rateTexts.ctaButton.text}}

{{image: rateUrls.logo300X25Path}}

9. Stop Wasting $1,100 on Your Car Insurance

Odds are, you’re probably paying way too much for your car insurance every month. And it can seriously add up — to the tune of $1,100 a year.

Fortunately, Insurify lets you compare all your car insurance options at once — and it can save you up to $1,100 a year. 

Just enter some basic details about your car and background, you’ll get customized quotes you can review on your own time and from the comfort of home. 

Ready to cut your car insurance bill? It’s easy to get started here and see how much you can save. 

10. Get Up to $1,000 in Free Stock Just For Investing

Your savings are looking great. But don’t rest on your laurels just yet. Now that you’ve built up some cushion, it’s a great time to make sure you’re putting your money to work.

When you invest with SoFi Active Invest, you can earn up to $1,000 just for opening and funding an account. All you have to do is open and fund a new account within 45 days.

Once you open your account, you’ll get access to commission-free trading on stocks and ETFs, plus you can buy fractional shares of your favorite companies. Unlike other platforms, SoFi® has no account minimums and no hidden fees, so you’ll keep more of what you earn.

It takes just a few minutes to open an account. Get started here and fund your account within 45 days to earn up to $1,000.

*SoFi: Probability of member receiving $1,000 is a probability of 0.026%. If you don’t make a selection in 45 days, you’ll no longer qualify for the promo. Customer must fund their account with a minimum of $50.00 to qualify. Probability percentage is subject to decrease.

Other fees, such as exchange fees, may apply. Please view SoFi’s fee disclosure to view a full listing of fees

There are limitations with fractional shares to consider before investing. During market hours fractional share orders are transmitted immediately in the order received. There may be system delays from receipt of your order until execution and market conditions may adversely impact execution prices. Outside of market hours orders are received on a not held basis and will be aggregated for each security then executed in the morning trade window of the next business day at market open. Share will be delivered at an average price received for executing the securities through a single batched order. Fractional shares may not be transferred to another firm. Fractional shares will be sold when a transfer or closure request is initiated. Please consider that selling securities is a taxable event.

INVESTMENTS ARE NOT FDIC INSURED • ARE NOT BANK GUARANTEED • MAY LOSE VALUE

*Source: FDIC, national average of savings, week of 4/20/26. Rates subject to change. 

**Gainbridge^®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures, and disclaimer. Withdrawals above the 10 percent free withdrawal amount subject to a withdrawal charge and market value adjustment. Gainbridge Save℠ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. Gainbridge Save℠ is not a tax-deferred annuity; instead, it is taxed annually.

Capital One interest rates accurate as of 6/25/2026. See website for all current rates. Savings vary depending on account usage and payment behavior.

GOBankingRates maintains editorial independence. While we may receive compensation from actions taken after clicking on links within our content, no content has been supplied by any advertiser prior to publication.