When Will You Get Biden’s $1400 Stimulus Check?

Mandatory Credit: Photo by Matt Slocum/AP/Shutterstock (11712122g)President-elect Joe Biden leaves after speaking at an event at The Queen theater, in Wilmington, DelBiden, Wilmington, United States - 15 Jan 2021.
Matt Slocum/AP/Shutterstock / Matt Slocum/AP/Shutterstock

Washington, D.C. is preparing for President-Elect Joe Biden’s inauguration tomorrow, but that doesn’t mean Biden’s $1.9 trillion stimulus plan will go into effect immediately after he takes office. The president can introduce proposals, but Congress ultimately writes legislation, called bills. Then it will vote on it in both houses, and finally, if it passes, move it on to the president to sign it into law.

See: $1,400 Stimulus Checks and $15 Minimum Wage — Digging into Biden’s Stimulus Proposal
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With so many steps left to take, experts say Americans may not see the additional stimulus funds, which include another $1,400 in stimulus payments for most Americans making $75,000 or less in gross income ($150,000 or less for couples filing jointly), until early-to-mid February, experts say.

In addition to $1,400 stimulus, provisions of Biden’s proposal include:

  • Additional unemployment benefits of up to $400/week through September
  • Extension of eviction moratorium
  • $20 billion in funding for vaccines
  • $50 billion in funding for COVID-19 testing
  • $15/hour federal minimum wage
  • Expanded tax credits for low-income taxpayers
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Let’s look at some of the factors that could affect the movement of the bill into law.

See: What Is Joe Biden Costing You This Week?
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If Democrats call for reconciliation, the bill could pass faster.

If Congressional Democrats decide to limit the provisions of the bill to those immediately affecting aid for Americans and for businesses, including those $1,400 stimulus checks, they could call for a “reconciliation.” The bill would only need a simple majority to pass, which means it wouldn’t require Republican support.

If unemployment increases, the bill could move faster.

If February’s jobless report shows increased unemployment claims and the economy doesn’t seem to be looking up, Democrats and Republicans may be more willing to work together to pass the legislation.

See: December Job Growth Halts for First Time Since April
Find: Raising Taxes — Where Does Joe Biden Stand?

Impeachment proceedings could slow the vote on the stimulus.

With impeachment proceedings against Donald Trump taking focus off the stimulus package, a trial could slow the passing of the stimulus bill into law by dividing Congress’ attention.

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If Biden calls for bipartisan support of the bill, it may not pass.

If Biden and Congress choose not to opt for reconciliation to pass only portions of the bill that relate directly to coronavirus relief right now, Biden would need at least 10 Senate Republicans to vote in favor. This opens the bill to increased debate, the possibility of a filibuster and ultimately, uncertainty over whether the bill would pass.

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About the Author

Dawn Allcot is a full-time freelance writer and content marketing specialist who geeks out about finance, e-commerce, technology, and real estate. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities – plus her two kids and husband. Find her on Twitter, @DawnAllcot.
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