Working Past Retirement Age: 15 Cities With the Most 65+ Workers

For many decades, 65 was considered the traditional retirement age, and you can still start collecting Social Security benefits at age 62. But a good portion of Americans are continuing to work past these age milestones — particularly in major cities.
A recent SmartAsset analysis looked at the portion of the workforce that is age 65 and above in major cities across America, and in 15 major cities, more than 20% of people in this age range are still working or seeking work. Here’s a look at the cities with the most seniors in the labor force.
1. Dallas
- Percentage of people age 65+ still working or seeking work: 28.0%
2. Washington, D.C.
- Percentage of people age 65+ still working or seeking work: 25.9%
3. Austin, Texas
- Percentage of people age 65+ still working or seeking work: 25.2%
4. Houston
- Percentage of people age 65+ still working or seeking work: 23.4%
5. Los Angeles
- Percentage of people age 65+ still working or seeking work: 23.3%
6. Nashville, Tennessee
- Percentage of people age 65+ still working or seeking work: 23.1%
7. Denver
- Percentage of people age 65+ still working or seeking work: 22.9%
8. Fort Worth, Texas
- Percentage of people age 65+ still working or seeking work: 22.7%
9. Seattle
- Percentage of people age 65+ still working or seeking work: 21.9%
10. Phoenix
- Percentage of people age 65+ still working or seeking work: 21.7%
10. Memphis, Tennessee
- Percentage of people age 65+ still working or seeking work: 21.7%
12. Indianapolis
- Percentage of people age 65+ still working or seeking work: 21.5%
13. Charlotte, North Carolina
- Percentage of people age 65+ still working or seeking work: 21.3%
14. Boston
- Percentage of people age 65+ still working or seeking work: 21.1%
15. San Jose, California
- Percentage of people age 65+ still working or seeking work: 20.3%
Data is sourced from SmartAsset and is based on U.S. Census Bureau data from 2021.
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