GOBankingRates

45 Jobs That Can Make You a Millionaire Before Retirement

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Becoming a millionaire is a dream harbored by many an American, but it’s also one that precious few manage to reach in their lifetime. After all, with all of the various costs that come with living your life and raising a family, having enough income held back to hit that second comma on your net worth is just not a simple feat. You need the sort of job that’s going to pay well in excess of what it takes to cover your bills.

See: The World’s Most In-Demand Jobs That Don’t Require a Degree
Related: This Is the Living Wage You Need in All 50 States

So which jobs can you expect to do that? To answer the question, GOBankingRates used data from the Bureau of Labor Statistics (BLS) to determine the average salaries of many common jobs. Then, it deducted the cost of federal taxes and the average cost of living from that figure to show how much income you would have left over after covering the basics. Using that figure, the study then calculates how long it will take you to save up that $1 million while making an average salary in the profession. It doesn’t factor in the cost of your education — obviously a major expenditure for many of these occupations, based on their requirements — or how you can grow your savings through investment, but it should still give you a clear sense of how fast someone can stash away money in each job.

So, who can expect to reach that million-dollar goal the fastest? Here’s a look at which jobs will get you there.

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45. Personal Services Managers

  • Annual salary: $123,980
  • Annual salary after federal taxes: $93,732
  • Annual income after average expenditures: $31,983

How long it takes to become a millionaire: 31 years, 2 months and 30 days

See: 13 Blue-Collar Jobs That Turned People Into Millionaires

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44. Political Scientists

  • Annual salary: $124,100
  • Annual salary after federal taxes: $93,813
  • Annual income after average expenditures: $32,064

How long it takes to become a millionaire: 31 years, 2 months and 1 day

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43. Health Specialties Teachers, Postsecondary

  • Annual salary: $124,890
  • Annual salary after federal taxes: $94,354
  • Annual income after average expenditures: $32,605

How long it takes to become a millionaire: 30 years, 7 months and 24 days

Make Bank: Highest-Paying Work-From-Home Jobs

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42. Nuclear Engineers

  • Annual salary: $125,130
  • Annual salary after federal taxes: $94,518
  • Annual income after average expenditures: $32,769

How long it takes to become a millionaire: 30 years, 5 months and 29 days

Find: What Does Earning a Six-Figure Salary Mean and Do You Need One To Build Wealth?

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41. Optometrists

  • Annual salary: $125,440
  • Annual salary after federal taxes: $94,730
  • Annual income after average expenditures: $32,981

How long it takes to become a millionaire: 30 years, 3 months and 18 days

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40. Pharmacists

  • Annual salary: $125,460
  • Annual salary after federal taxes: $94,743
  • Annual income after average expenditures: $32,994

How long it takes to become a millionaire: 30 years, 3 months and 14 days

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39. General and Operations Managers

  • Annual salary: $125,740
  • Annual salary after federal taxes: $94,935
  • Annual income after average expenditures: $33,186

How long it takes to become a millionaire: 30 years, 1 month and 9 days

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38. Training and Development Managers

  • Annual salary: $125,920
  • Annual salary after federal taxes: $95,057
  • Annual income after average expenditures: $33,308

How long it takes to become a millionaire: 29 years, 11 months and 31 days

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37. Computer Hardware Engineers

  • Annual salary: $126,140
  • Annual salary after federal taxes: $95,208
  • Annual income after average expenditures: $33,459

How long it takes to become a millionaire: 29 years, 10 months and 11 days

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36. Astronomers

  • Annual salary: $126,250
  • Annual salary after federal taxes: $95,283
  • Annual income after average expenditures: $33,534

How long it takes to become a millionaire: 29 years, 9 months and 18 days

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35. Air Traffic Controllers

  • Annual salary: $127,440
  • Annual salary after federal taxes: $96,097
  • Annual income after average expenditures: $34,348

How long it takes to become a millionaire: 29 years, 1 month and 2 days

Take a Look: The Best Jobs in America

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34. Computer and Information Research Scientists

  • Annual salary: $130,890
  • Annual salary after federal taxes: $98,455
  • Annual income after average expenditures: $36,706

How long it takes to become a millionaire: 27 years, 2 months and 22 days

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33. Judges, Magistrate Judges and Magistrates

  • Annual salary: $131,850
  • Annual salary after federal taxes: $99,110
  • Annual income after average expenditures: $37,361

How long it takes to become a millionaire: 26 years, 8 months and 29 days

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32. Purchasing Managers

  • Annual salary: $132,660
  • Annual salary after federal taxes: $99,665
  • Annual income after average expenditures: $37,916

How long it takes to become a millionaire: 26 years, 4 months and 9 days

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31. Human Resources Managers

  • Annual salary: $134,580
  • Annual salary after federal taxes: $100,977
  • Annual income after average expenditures: $39,228

How long it takes to become a millionaire: 25 years, 5 months and 21 days

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30. Law Teachers, Postsecondary

  • Annual salary: $134,760
  • Annual salary after federal taxes: $101,100
  • Annual income after average expenditures: $39,351

How long it takes to become a millionaire: 25 years, 4 months and 23 days

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29. Public Relations and Fundraising Managers

  • Annual salary: $135,580
  • Annual salary after federal taxes: $101,660
  • Annual income after average expenditures: $39,911

How long it takes to become a millionaire: 25 years, 0 months and 13 days

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28. Compensation and Benefits Managers

  • Annual salary: $137,160
  • Annual salary after federal taxes: $102,740
  • Annual income after average expenditures: $40,991

How long it takes to become a millionaire: 24 years, 4 months and 17 days

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27. Physicists

  • Annual salary: $137,700
  • Annual salary after federal taxes: $103,109
  • Annual income after average expenditures: $41,360

How long it takes to become a millionaire: 24 years, 1 month and 27 days

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26. Advertising and Promotions Managers

  • Annual salary: $147,560
  • Annual salary after federal taxes: $110,144
  • Annual income after average expenditures: $48,395

How long it takes to become a millionaire: 20 years, 7 months and 24 days

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25. Sales Managers

  • Annual salary: $147,580
  • Annual salary after federal taxes: $110,158
  • Annual income after average expenditures: $48,409

How long it takes to become a millionaire: 20 years, 7 months and 21 days

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24. Lawyers

  • Annual salary: $148,910
  • Annual salary after federal taxes: $111,150
  • Annual income after average expenditures: $49,401

How long it takes to become a millionaire: 20 years, 2 months and 23 days

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23. Podiatrists

  • Annual salary: $151,110
  • Annual salary after federal taxes: $112,790
  • Annual income after average expenditures: $51,041

How long it takes to become a millionaire: 19 years, 6 months and 30 days

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22. Financial Managers

  • Annual salary: $151,510
  • Annual salary after federal taxes: $113,089
  • Annual income after average expenditures: $51,340

How long it takes to become a millionaire: 19 years, 5 months and 18 days

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21. Petroleum Engineers

  • Annual salary: $154,330
  • Annual salary after federal taxes: $115,191
  • Annual income after average expenditures: $53,442

How long it takes to become a millionaire: 18 years, 8 months and 11 days

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20. Marketing Managers

  • Annual salary: $154,470
  • Annual salary after federal taxes: $115,295
  • Annual income after average expenditures: $53,546

How long it takes to become a millionaire: 18 years, 7 months and 29 days

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19. Natural Sciences Managers

  • Annual salary: $154,930
  • Annual salary after federal taxes: $115,638
  • Annual income after average expenditures: $53,889

How long it takes to become a millionaire: 18 years, 6 months and 17 days

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18. Architectural and Engineering Managers

  • Annual salary: $158,100
  • Annual salary after federal taxes: $118,001
  • Annual income after average expenditures: $56,252

How long it takes to become a millionaire: 17 years, 9 months and 5 days

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17. Computer and Information Systems Managers

  • Annual salary: $161,730
  • Annual salary after federal taxes: $120,707
  • Annual income after average expenditures: $58,958

How long it takes to become a millionaire: 16 years, 11 months and 11 days

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16. Dentists, General

  • Annual salary: $180,830
  • Annual salary after federal taxes: $134,678
  • Annual income after average expenditures: $72,929

How long it takes to become a millionaire: 13 years, 8 months and 12 days

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15. Pediatricians, General

  • Annual salary: $184,570
  • Annual salary after federal taxes: $137,167
  • Annual income after average expenditures: $75,418

How long it takes to become a millionaire: 13 years, 2 months and 31 days

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14. Airline Pilots, Copilots and Flight Engineers

  • Annual salary: $186,870
  • Annual salary after federal taxes: $138,698
  • Annual income after average expenditures: $76,949

How long it takes to become a millionaire: 12 years, 11 months and 25 days

Useful Tips: 16 Money Rules That Millionaires Swear By

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13. Nurse Anesthetists

  • Annual salary: $189,190
  • Annual salary after federal taxes: $140,241
  • Annual income after average expenditures: $78,492

How long it takes to become a millionaire: 12 years, 8 months and 23 days

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12. Dentists, All Other Specialists

  • Annual salary: $194,930
  • Annual salary after federal taxes: $144,062
  • Annual income after average expenditures: $82,313

How long it takes to become a millionaire: 12 years, 1 month and 20 days

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11. Chief Executives

  • Annual salary: $197,840
  • Annual salary after federal taxes: $145,998
  • Annual income after average expenditures: $84,249

How long it takes to become a millionaire: 11 years, 10 months and 10 days

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10. General Internal Medicine Physicians

  • Annual salary: $210,960
  • Annual salary after federal taxes: $154,790
  • Annual income after average expenditures: $93,041

How long it takes to become a millionaire: 11 years, 8 months and 27 days

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9. Family Medicine Physicians

  • Annual salary: $214,370
  • Annual salary after federal taxes: $157,078
  • Annual income after average expenditures: $95,329

How long it takes to become a millionaire: 10 years, 5 months and 24 days

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8. Prosthodontists

  • Annual salary: $214,870
  • Annual salary after federal taxes: $157,414
  • Annual income after average expenditures: $95,665

How long it takes to become a millionaire: 10 years, 5 months and 11 days

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7. Psychiatrists

  • Annual salary: $217,100
  • Annual salary after federal taxes: $158,910
  • Annual income after average expenditures: $97,161

How long it takes to become a millionaire: 10 years, 3 months and 13 days

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6. Physicians, All Other; and Ophthalmologists

  • Annual salary: $218,850
  • Annual salary after federal taxes: $160,084
  • Annual income after average expenditures: $98,335

How long it takes to become a millionaire: 10 years, 1 month and 27 days

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5. Oral and Maxillofacial Surgeons

  • Annual salary: $234,990
  • Annual salary after federal taxes: $170,523
  • Annual income after average expenditures: $108,774

How long it takes to become a millionaire: 9 years, 2 months and 8 days

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4. Orthodontists

  • Annual salary: $237,990
  • Annual salary after federal taxes: $172,446
  • Annual income after average expenditures: $110,697

How long it takes to become a millionaire: 9 years, 0 months and 9 days

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3. Obstetricians and Gynecologists

  • Annual salary: $239,120
  • Annual salary after federal taxes: $173,170
  • Annual income after average expenditures: $111,421

How long it takes to become a millionaire: 8 years, 11 months and 18 days

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2. Surgeons, Except Ophthalmologists

  • Annual salary: $251,650
  • Annual salary after federal taxes: $181,203
  • Annual income after average expenditures: $119,454

How long it takes to become a millionaire: 8 years, 4 months and 12 days

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1. Anesthesiologists

  • Annual salary: $271,440
  • Annual salary after federal taxes: $193,887
  • Annual income after average expenditures: $132,138

How long it takes to become a millionaire: 7 years, 6 months and 24 days

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Joel Anderson contributed to the reporting for this article. 

Methodology: To determine the jobs that can make you a millionaire before 65, GOBankingRates analyzed salary data from the Bureau of Labor Statistics; jobs used in this study have the highest mean pay as of May 2020, according to its Occupational Employment Statistics. The study takes the annual salary of each given job, subtracts federal income taxes (FICA and Medicare taxes included) and the average cost of living in the United States, based on average annual expenditure, sourced from the Bureau of Labor Statistics’ midyear Consumer Expenditure Survey (July 2019 – June 2020). The difference left over is then multiplied by 35, 30, and 25 years in order to find out whether that job will get you past the $1 million threshold. *Note: The majority of these jobs require additional schooling and the cost of schooling is not accounted for in the study. The study assumes that the listed salary is the salary you earn every year for the given year period. All income taxes calculated using in-house calculator using 2021 tax brackets as sourced from the Tax Foundation. All data was collected on and up to date as of June 2, 2021.