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How To Get Free Money: 12 Easy Ways

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When you need extra cash, you often don’t have to look very far. Whether you need to pay the rent, a student loan or another bill — or you just want free money now — there are plenty of simple ways to earn. Keep reading to learn about 12 of the best options that can help you boost your bank account balance.

How To Get Free Money

No one is giving out free money just for the asking, but you can bring in extra cash for very little effort — and in many cases, for things you’re already doing, like driving a car or surfing the web.

Now that you know that opportunities to earn free money are out there, it’s just a matter of knowing where to look.

1. Open a New Bank Account

One of the ways banks attract new business is by offering promotions. All you have to do is open an account and meet the promotion requirements to earn a bonus from a bank offer.

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2. Earn Cash-Back Rewards on Your Credit or Debit Card

Some debit and credit cards pay cash back on purchases you make using the card.

3. Earn Credit Card Sign-Up Bonuses

Much like how banks offer bonuses to entice people to switch, credit cards offer sign-up bonuses. In most cases, you just need to purchase a specific amount to earn the bonus.

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4. Invest in the Stock Market

Several investment platforms give you bonus money to purchase stocks when you open an account.

5. Take Advantage of Your Employer’s 401(k) Match

A 401(k) is a retirement fund, so you won’t see the money until later. But if your employer matches your contributions, you’ll have free money growing in value alongside your own contributions.

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6. Search for Unclaimed Money

Unclaimed money includes dormant accounts, uncashed paychecks and traveler’s checks, utility company security deposit returns, insurance refunds and other funds that have been turned over to state governments and treasuries. The states won’t come looking for you if you have unclaimed funds, but you can search their databases for free.

7. Trade In Your Old Devices

You may have old mobile devices, computers, gaming consoles or other tech that you no longer use. You can sell them and put some money in your pocket.

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8. Sell Your Old Clothes

If your clothes are in good condition and you gravitate toward name brands, you could make money by selling your old clothes online.

9. Wrap Your Car With Advertising

If you live in a highly populated area, you can make free money driving your personal vehicle wrapped in commercial advertising.

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10. Earn Money While You Shop

Many apps and browser extensions make it simple to earn money while you buy the things you need.

11. Take Surveys

Marketing companies want to know what you think, and you can turn that into free money.

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12. Use the Internet

Advertisers also want to know what you watch and your internet surfing habits.

Daria Uhlig contributed to the reporting for this article.

Data is accurate as of Sept. 30, 2021, and subject to change.

This article has been updated with additional reporting since its original publication.