GOBankingRates

Here’s How Much Middle-Aged Americans Earn in Every State

Mark Dymchenko / Getty Images/iStockphoto

Mark Dymchenko / Getty Images/iStockphoto

A person’s physical prime is long gone by middle age. When it comes to making money, on the other hand, middle age is when things just start heating up. On average, people make more money the older they get and the farther they travel into their careers — until one day they don’t. A person’s peak earning years — again, on average — are between the ages of 45 and 64. Where you live, however, usually has a lot to do with where your income tops out.

Jump Over Hurdles: Hidden Obstacles That Keep People From Retirement
New Budge
t:
19 Effective Ways To Tackle Your Budget

Using data from the U.S. Census Bureau, GOBankingRates identified the median income for middle-aged households in every state. The study also reveals the median household income for all the other age groups, including under-25, 25-44, and 65+. In a few states, the median middle-aged household income is less than $60,000. In three states, the median household in the same age group gets by on more than $100,000 a year.

Find Out: What You Actually Take Home From a $200,000 Salary in Every State

Keep reading to find out what middle-aged earners bring home in your state. 

Last updated: Oct. 26, 2021
Make Your Money Work Better for You
gatorinsc / Getty Images/iStockphoto

Alabama

  • Median middle-age household income (45-64): $61,492
  • Median household income (total): $51,734
  • Median under-25 household income: $23,347
  • Median 25-44 household income: $57,424
  • Median 65+ household income: $41,644

Find Out: How Much You Need To Live Comfortably in 50 Major US Cities

Dougall_Photography / Getty Images

Alaska

  • Median middle-age household income (45-64): $87,672
  • Median household income (total): $75,463
  • Median under-25 household income: $35,537
  • Median 25-44 household income: $78,772
  • Median 65+ household income: $59,826

Look: 20 Hidden Sources of Income Lying Around Your House

constantgardener / Getty Images

Arizona

  • Median middle-age household income (45-64): $74,329
  • Median household income (total): $62,055
  • Median under-25 household income: $37,793
  • Median 25-44 household income: $66,902
  • Median 65+ household income: $50,260

Read More: Want To Retire In One of America’s Safest Cities? $1 Million Might Not Get You Far

dlewis33 / Getty Images/iStockphoto

Arkansas

  • Median middle-age household income (45-64): $57,708
  • Median household income (total): $48,952
  • Median under-25 household income: $30,213
  • Median 25-44 household income: $55,059
  • Median 65+ household income: $37,863
choness / Getty Images/iStockphoto

California

  • Median middle-age household income (45-64): $94,338
  • Median household income (total): $80,440
  • Median under-25 household income: $44,229
  • Median 25-44 household income: $86,189
  • Median 65+ household income: $58,371
georgeclerk / Getty Images

Colorado

  • Median middle-age household income (45-64): $95,010
  • Median household income (total): $77,127
  • Median under-25 household income: $41,768
  • Median 25-44 household income: $82,285
  • Median 65+ household income: $56,527

Find Out: Minimum Salary You Need To Be Happy in Every State

Make Your Money Work Better for You
DenisTangneyJr / Getty Images/iStockphoto

Connecticut

  • Median middle-age household income (45-64): $97,481
  • Median household income (total): $78,833
  • Median under-25 household income: $39,591
  • Median 25-44 household income: $82,148
  • Median 65+ household income: $58,288
Jon Bilous / Shutterstock.com

Delaware

  • Median middle-age household income (45-64): $85,227
  • Median household income (total): $70,176
  • Median under-25 household income: $31,551
  • Median 25-44 household income: $70,786
  • Median 65+ household income: $58,054
Sean Pavone / Getty Images/iStockphoto

Florida

  • Median middle-age household income (45-64): $68,577
  • Median household income (total): $59,227
  • Median under-25 household income: $35,404
  • Median 25-44 household income: $63,007
  • Median 65+ household income: $48,866

Read More: It’s the Ultimate Retirement Showdown: Arizona vs. Florida

graphiknation / Getty Images/iStockphoto

Georgia

  • Median middle-age household income (45-64): $73,899
  • Median household income (total): $61,980
  • Median under-25 household income: $35,582
  • Median 25-44 household income: $65,627
  • Median 65+ household income: $47,276
agaliza / Getty Images/iStockphoto

Hawaii

  • Median middle-age household income (45-64): $97,506
  • Median household income (total): $83,102
  • Median under-25 household income: $51,951
  • Median 25-44 household income: $82,245
  • Median 65+ household income: $71,099
Jennifer_Sharp / Getty Images/iStockphoto

Idaho

  • Median middle-age household income (45-64): $72,324
  • Median household income (total): $60,999
  • Median under-25 household income: $35,469
  • Median 25-44 household income: $66,997
  • Median 65+ household income: $47,372
Pgiam / Getty Images

Illinois

  • Median middle-age household income (45-64): $83,243
  • Median household income (total): $69,187
  • Median under-25 household income: $34,406
  • Median 25-44 household income: $76,599
  • Median 65+ household income: $49,190

See: Most and Least Expensive States To Build a Home

Make Your Money Work Better for You
Sean Pavone / Getty Images/iStockphoto

Indiana

  • Median middle-age household income (45-64): $70,767
  • Median household income (total): $57,603
  • Median under-25 household income: $30,900
  • Median 25-44 household income: $63,040
  • Median 65+ household income: $43,592
pabradyphoto / Getty Images/iStockphoto

Iowa

  • Median middle-age household income (45-64): $74,803
  • Median household income (total): $61,691
  • Median under-25 household income: $38,331
  • Median 25-44 household income: $70,757
  • Median 65+ household income: $45,150
digidreamgrafix / Getty Images/iStockphoto

Kansas

  • Median middle-age household income (45-64): $75,138
  • Median household income (total): $62,087
  • Median under-25 household income: $34,927
  • Median 25-44 household income: $69,679
  • Median 65+ household income: $47,329
hstiver / Getty Images/iStockphoto

Kentucky

  • Median middle-age household income (45-64): $60,764
  • Median household income (total): $52,295
  • Median under-25 household income: $30,390
  • Median 25-44 household income: $61,212
  • Median 65+ household income: $40,349

Find Out: 30 Best Cities for Young Professionals

Sam Strickler / Shutterstock.com

Louisiana

  • Median middle-age household income (45-64): $58,486
  • Median household income (total): $51,073
  • Median under-25 household income: $27,459
  • Median 25-44 household income: $58,702
  • Median 65+ household income: $38,662
Sean Pavone / Getty Images/iStockphoto

Maine

  • Median middle-age household income (45-64): $70,911
  • Median household income (total): $58,924
  • Median under-25 household income: $42,073
  • Median 25-44 household income: $69,482
  • Median 65+ household income: $43,117
sborisov / Getty Images/iStockphoto

Maryland

  • Median middle-age household income (45-64): $105,099
  • Median household income (total): $86,738
  • Median under-25 household income: $47,740
  • Median 25-44 household income: $88,791
  • Median 65+ household income: $63,552
Make Your Money Work Better for You
RomanBabakin / Getty Images

Massachusetts

  • Median middle-age household income (45-64): $105,333
  • Median household income (total): $85,843
  • Median under-25 household income: $44,921
  • Median 25-44 household income: $96,759
  • Median 65+ household income: $55,593
espiegle / Getty Images/iStockphoto

Michigan

  • Median middle-age household income (45-64): $71,632
  • Median household income (total): $59,584
  • Median under-25 household income: $32,747
  • Median 25-44 household income: $65,776
  • Median 65+ household income: $46,380
hartfordphoto / Getty Images/iStockphoto

Minnesota

  • Median middle-age household income (45-64): $90,789
  • Median household income (total): $74,593
  • Median under-25 household income: $42,525
  • Median 25-44 household income: $84,700
  • Median 65+ household income: $50,886

Check Out: What a Comfortable Retirement Will Cost You in Each State

DenisTangneyJr / Getty Images

Mississippi

  • Median middle-age household income (45-64): $53,030
  • Median household income (total): $45,792
  • Median under-25 household income: $25,720
  • Median 25-44 household income: $50,272
  • Median 65+ household income: $36,809
DenisTangneyJr / Getty Images/iStockphoto

Missouri

  • Median middle-age household income (45-64): $68,768
  • Median household income (total): $57,409
  • Median under-25 household income: $30,959
  • Median 25-44 household income: $65,607
  • Median 65+ household income: $43,329
YinYang / Getty Images

Montana

  • Median middle-age household income (45-64): $68,596
  • Median household income (total): $57,153
  • Median under-25 household income: $28,184
  • Median 25-44 household income: $67,817
  • Median 65+ household income: $45,579

Find Out: Here’s How Much You Need To Earn To Be ‘Rich’ in Every State

Make Your Money Work Better for You
steveodonnell / Getty Images/iStockphoto

Nebraska

  • Median middle-age household income (45-64): $76,823
  • Median household income (total): $63,229
  • Median under-25 household income: $36,321
  • Median 25-44 household income: $71,862
  • Median 65+ household income: $47,804
Kit Leong / Shutterstock.com

Nevada

  • Median middle-age household income (45-64): $75,047
  • Median household income (total): $63,276
  • Median under-25 household income: $42,367
  • Median 25-44 household income: $66,567
  • Median 65+ household income: $50,448
DenisTangneyJr / Getty Images

New Hampshire

  • Median middle-age household income (45-64): $93,507
  • Median household income (total): $77,933
  • Median under-25 household income: $50,344
  • Median 25-44 household income: $86,481
  • Median 65+ household income: $53,807
FotosForTheFuture / Shutterstock.com

New Jersey

  • Median middle-age household income (45-64): $103,839
  • Median household income (total): $85,751
  • Median under-25 household income: $45,187
  • Median 25-44 household income: $91,181
  • Median 65+ household income: $59,947
Sean Pavone / Getty Images/iStockphoto

New Mexico

  • Median middle-age household income (45-64): $60,450
  • Median household income (total): $51,945
  • Median under-25 household income: $29,962
  • Median 25-44 household income: $54,361
  • Median 65+ household income: $43,126
©Shutterstock.com

New York

  • Median middle-age household income (45-64): $86,125
  • Median household income (total): $72,108
  • Median under-25 household income: $38,587
  • Median 25-44 household income: $81,984
  • Median 65+ household income: $49,898

Take a Look: What Happened When These Places Raised the Minimum Wage to $15

J. Michael Jones / Getty Images

North Carolina

  • Median middle-age household income (45-64): $69,054
  • Median household income (total): $57,341
  • Median under-25 household income: $33,270
  • Median 25-44 household income: $61,195
  • Median 65+ household income: $43,986
Make Your Money Work Better for You
DenisTangneyJr / Getty Images

North Dakota

  • Median middle-age household income (45-64): $79,609
  • Median household income (total): $64,577
  • Median under-25 household income: $34,278
  • Median 25-44 household income: $72,432
  • Median 65+ household income: $46,816
Sean Pavone / Getty Images/iStockphoto

Ohio

  • Median middle-age household income (45-64): $70,926
  • Median household income (total): $58,642
  • Median under-25 household income: $33,568
  • Median 25-44 household income: $64,023
  • Median 65+ household income: $44,260
JTSorrell / Getty Images

Oklahoma

  • Median middle-age household income (45-64): $63,669
  • Median household income (total): $54,449
  • Median under-25 household income: $32,399
  • Median 25-44 household income: $60,589
  • Median 65+ household income: $43,501
DaveAlan / Getty Images

Oregon

  • Median middle-age household income (45-64): $80,418
  • Median household income (total): $67,058
  • Median under-25 household income: $36,705
  • Median 25-44 household income: $75,719
  • Median 65+ household income: $50,449
f11photo / Getty Images/iStockphoto

Pennsylvania

  • Median middle-age household income (45-64): $77,284
  • Median household income (total): $63,463
  • Median under-25 household income: $33,850
  • Median 25-44 household income: $72,366
  • Median 65+ household income: $45,476
Daniel Hanscom / Getty Images

Rhode Island

  • Median middle-age household income (45-64): $86,610
  • Median household income (total): $71,169
  • Median under-25 household income: $35,898
  • Median 25-44 household income: $73,776
  • Median 65+ household income: $49,749

Keep Reading: People in These 16 States Are Having the Most Trouble Paying Bills

traveler1116 / Getty Images

South Carolina

  • Median middle-age household income (45-64): $65,529
  • Median household income (total): $56,227
  • Median under-25 household income: $29,601
  • Median 25-44 household income: $61,378
  • Median 65+ household income: $45,115
DenisTangneyJr / Getty Images

South Dakota

  • Median middle-age household income (45-64): $72,385
  • Median household income (total): $59,533
  • Median under-25 household income: $34,293
  • Median 25-44 household income: $66,230
  • Median 65+ household income: $47,985
Sean Pavone / Getty Images/iStockphoto

Tennessee

  • Median middle-age household income (45-64): $65,582
  • Median household income (total): $56,071
  • Median under-25 household income: $37,607
  • Median 25-44 household income: $61,272
  • Median 65+ household income: $42,853
Ron and Patty Thomas / Getty Images/iStockphoto

Texas

  • Median middle-age household income (45-64): $76,017
  • Median household income (total): $64,034
  • Median under-25 household income: $33,944
  • Median 25-44 household income: $67,949
  • Median 65+ household income: $48,919

The Latest: Hewlett Packard Is the Next Tech Giant To Abandon Silicon Valley for Texas

Sean Pavone / Getty Images/iStockphoto

Utah

  • Median middle-age household income (45-64): $94,496
  • Median household income (total): $75,780
  • Median under-25 household income: $40,495
  • Median 25-44 household income: $80,637
  • Median 65+ household income: $58,099
DenisTangneyJr / Getty Images/iStockphoto

Vermont

  • Median middle-age household income (45-64): $73,099
  • Median household income (total): $63,001
  • Median under-25 household income: $35,702
  • Median 25-44 household income: $72,049
  • Median 65+ household income: $51,569
DenisTangneyJr / Getty Images/iStockphoto

Virginia

  • Median middle-age household income (45-64): $93,029
  • Median household income (total): $76,456
  • Median under-25 household income: $38,529
  • Median 25-44 household income: $81,715
  • Median 65+ household income: $56,069
Sean Pavone / Getty Images/iStockphoto

Washington

  • Median middle-age household income (45-64): $96,499
  • Median household income (total): $78,687
  • Median under-25 household income: $44,568
  • Median 25-44 household income: $87,467
  • Median 65+ household income: $55,889

Read More: Best Neighborhoods To Retire In Across America

Sean Pavone / Getty Images/iStockphoto

West Virginia

  • Median middle-age household income (45-64): $57,543
  • Median household income (total): $48,850
  • Median under-25 household income: $27,213
  • Median 25-44 household income: $55,592
  • Median 65+ household income: $39,680
UWMadison / Getty Images/iStockphoto

Wisconsin

  • Median middle-age household income (45-64): $78,284
  • Median household income (total): $64,168
  • Median under-25 household income: $37,380
  • Median 25-44 household income: $72,279
  • Median 65+ household income: $45,861
DenisTangneyJr / Getty Images

Wyoming

  • Median middle-age household income (45-64): $79,436
  • Median household income (total): $65,003
  • Median under-25 household income: $31,401
  • Median 25-44 household income: $71,574
  • Median 65+ household income: $50,260
More From GOBankingRates

    Methodology: In order to discover how much middle-aged Americans earn in every state, GOBankingRates used data from the 2019 American Community Survey 1-year estimates published by the United States Census Bureau. For each state, GOBankingRates found (1) the middle-aged median household income, defined as the income for households where the age of the householder is between the ages of 45 and 64. GOBankingRates also found each state’s (2) overall median household income; (3) median household income for householders under 25; (4) median household income for householders between 25 and 44; and (5) median household income for householders 65+ as supplemental data. Figures for the U.S. as a whole were also sourced for each factor. All data were collected on and up to date as of Nov. 30, 2020.