GOBankingRates

How Much You Take Home from the Average Salary in Each State

John Callery / Getty Images/iStockphoto

John Callery / Getty Images/iStockphoto

It’s no secret that taxes can take a big bite out of your paycheck. Since income tax rates vary from state to state, however, the size of that bite will fluctuate depending on where you live. In Tennessee, for example, only 18.06% of your paycheck would go towards taxes. In Hawaii, on the other hand, taxes take a whopping 27.42% of your total paycheck.

See: What You Actually Net From a $200K Salary in Every State

To find out just how much money you’ll take home on average in your state, GOBankingRates looked at each state’s mean annual income and tax rate. The results? If you live in a high-income state, your take-home pay will still usually be higher than what you’d bring home in a low-tax state, even after factoring in taxes. However, on a percentage basis, you might end up with less in your bank account than you might expect.

Here’s a look at just how much the average taxpayer brings home on a state-by-state basis. States are ranked in order from lowest to highest total take-home pay.

Last updated: Jan. 11, 2021

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1. Mississippi

      • Median income: $45,792
      • Tax burden: 19.22%
      • Total income taxes paid: $8,803

      Annual salary taken home: $36,989

      Read: 10 Job Skills Worth Six-Figure Salaries

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      2. Arkansas

      • Median income: $48,952
      • Tax burden: 20.14%
      • Total income taxes paid: $9,859

      Annual salary taken home: $39,093

      Want To Make More? The Biggest Salary Negotiation Mistakes You’re Making

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      3. West Virginia

      • Median income: $48,850
      • Tax burden: 19.10%
      • Total income taxes paid: $9,329

      Annual salary taken home: $39,521

      Discover: The Salary You Need To Be Happy in the US

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      4. Alabama

      • Median income: $51,734
      • Tax burden: 20.12%
      • Total income taxes paid: $10,408

      Annual salary taken home: $41,326

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      5. Louisiana

      • Median income: $51,073
      • Tax burden: 18.89%
      • Total income taxes paid: $9,647

      Annual salary taken home: $41,426

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      6. Kentucky

      • Median income: $52,295
      • Tax burden: 20.24%
      • Total income taxes paid: $10,586

      Annual salary taken home: $41,709

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      7. New Mexico

      • Median income: $51,945
      • Tax burden: 19.60%
      • Total income taxes paid: $10,180

      Annual salary taken home: $41,765

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      8. Oklahoma

        • Median income: $54,449
        • Tax burden: 20.42%
        • Total income taxes paid: $11,120

        Annual salary taken home: $43,329

        Did You Know? Here’s What’s Considered Middle-Class Income in Your State

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        9. South Carolina

        • Median income: $56,227
        • Tax burden: 21.84%
        • Total income taxes paid: $12,278

        Annual salary taken home: $43,949

        Pierdelune / Getty Images

        10. Montana

        • Median income: $57,153
        • Tax burden: 21.89%
        • Total income taxes paid: $12,509

        Annual salary taken home: $44,644

        DenisTangneyJr / Getty Images/iStockphoto

        11. North Carolina

        • Median income: $57,341
        • Tax burden: 21.66%
        • Total income taxes paid: $12,423

        Annual salary taken home: $44,918

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        12. Missouri

        • Median income: $57,409
        • Tax burden: 21.48%
        • Total income taxes paid: $12,332

        Annual salary taken home: $45,077

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        13. Maine

        • Median income: $58,924
        • Tax burden: 22.85%
        • Total income taxes paid: $13,462

        Annual salary taken home: $45,462

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        14. Tennessee

        • Median income: $56,071
        • Tax burden: 18.06%
        • Total income taxes paid: $10,124

        Annual salary taken home: $45,947

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        15. Indiana

        • Median income: $57,603
        • Tax burden: 20.14%
        • Total income taxes paid: $11,602

        Annual salary taken home: $46,001

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        16. Idaho

        • Median income: $60,999
        • Tax burden: 23.36%
        • Total income taxes paid: $14,250

        Annual salary taken home: $46,749

        pawel.gaul / Getty Images/iStockphoto

        17. Michigan

        • Median income: $59,584
        • Tax burden: 21.37%
        • Total income taxes paid: $12,733

        Annual salary taken home: $46,851

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        18. Ohio

        • Median income: $58,642
        • Tax burden: 19.03%
        • Total income taxes paid: $11,160

        Annual salary taken home: $47,482

        benkrut / Getty Images/iStockphoto

        19. Iowa

        • Median income: $61,691
        • Tax burden: 22.47%
        • Total income taxes paid: $13,859

        Annual salary taken home: $47,832

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        20. Georgia

        • Median income: $61,980
        • Tax burden: 22.78%
        • Total income taxes paid: $14,117

        Annual salary taken home: $47,863

        KSwinicki / Shutterstock.com

        21. Kansas

        • Median income: $62,087
        • Tax burden: 22.30%
        • Total income taxes paid: $13,846

        Annual salary taken home: $48,241

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        22. Florida

        • Median income: $59,227
        • Tax burden: 17.94%
        • Total income taxes paid: $10,623

        Annual salary taken home: $48,604

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        23. South Dakota

          • Median income: $59,533
          • Tax burden: 18.00%
          • Total income taxes paid: $10,713

          Annual salary taken home: $48,820

          Learn More: What Can I Write Off My Taxes? A Guide to Tax Deductions

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          24. Nebraska

          • Median income: $63,229
          • Tax burden: 22.73%
          • Total income taxes paid: $14,375

          Annual salary taken home: $48,854

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          25. Arizona

          • Median income: $62,055
          • Tax burden: 20.82%
          • Total income taxes paid: $12,921

          Annual salary taken home: $49,134

          DenisTangneyJr / Getty Images

          26. Vermont

          • Median income: $63,001
          • Tax burden: 21.90%
          • Total income taxes paid: $13,795

          Annual salary taken home: $49,206

          Ron and Patty Thomas / Getty Images

          27. Wisconsin

          • Median income: $64,168
          • Tax burden: 23.27%
          • Total income taxes paid: $14,935

          Annual salary taken home: $49,233

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          28. Oregon

          • Median income: $67,058
          • Tax burden: 26.27%
          • Total income taxes paid: $17,615

          Annual salary taken home: $49,443

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          29. Pennsylvania

          • Median income: $63,463
          • Tax burden: 21.19%
          • Total income taxes paid: $13,447

          Annual salary taken home: $50,016

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          30. Nevada

          • Median income: $63,276
          • Tax burden: 18.69%
          • Total income taxes paid: $11,824

          Annual salary taken home: $51,452

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          31. North Dakota

              • Median income: $64,577
              • Tax burden: 19.98%
              • Total income taxes paid: $12,903

              Annual salary taken home: $51,674

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              32. Texas

              • Median income: $64,034
              • Tax burden: 18.81%
              • Total income taxes paid: $12,048

              Annual salary taken home: $51,986

              Dean_Fikar / Getty Images/iStockphoto

              33. Wyoming

              • Median income: $65,003
              • Tax burden: 18.98%
              • Total income taxes paid: $12,336

              Annual salary taken home: $52,667

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              34. Illinois

              • Median income: $69,187
              • Tax burden: 23.68%
              • Total income taxes paid: $16,387

              Annual salary taken home: $52,800

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              35. Delaware

              • Median income: $70,176
              • Tax burden: 23.78%
              • Total income taxes paid: $16,689

              Annual salary taken home: $53,487

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              36. New York

              • Median income: $72,108
              • Tax burden: 24.77%
              • Total income taxes paid: $17,863

              Annual salary taken home: $54,245

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              37. Rhode Island

              • Median income: $71,169
              • Tax burden: 23.00%
              • Total income taxes paid: $16,367

              Annual salary taken home: $54,802

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              38. Minnesota

              • Median income: $74,593
              • Tax burden: 25.49%
              • Total income taxes paid: $19,016

              Annual salary taken home: $55,577

              DenisTangneyJr / Getty Images/iStockphoto

              39. Utah

              • Median income: $75,780
              • Tax burden: 24.63%
              • Total income taxes paid: $18,668

              Annual salary taken home: $57,112

              DenisTangneyJr / Getty Images/iStockphoto

              40. Virginia

              • Median income: $76,456
              • Tax burden: 25.06%
              • Total income taxes paid: $19,157

              Annual salary taken home: $57,299

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              41. Colorado

              • Median income: $77,127
              • Tax burden: 24.54%
              • Total income taxes paid: $18,927

              Annual salary taken home: $58,200

              DenisTangneyJr / Getty Images/iStockphoto

              42. New Hampshire

              • Median income: $77,933
              • Tax burden: 24.95%
              • Total income taxes paid: $19,446

              Annual salary taken home: $58,487

              DenisTangneyJr / Getty Images/iStockphoto

              43. Connecticut

              • Median income: $78,833
              • Tax burden: 24.91%
              • Total income taxes paid: $19,640

              Annual salary taken home: $59,193

              Find Out: How Much the Federal Government Is Taxing Your Paycheck in 2020

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              44. Alaska

              • Median income: $75,463
              • Tax burden: 20.46%
              • Total income taxes paid: $15,437

              Annual salary taken home: $60,026

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              45. California

              • Median income: $80,440
              • Tax burden: 25.37%
              • Total income taxes paid: $20,409

              Annual salary taken home: $60,031

              bennymarty / iStock.com

              46. Hawaii

              • Median income: $83,102
              • Tax burden: 27.42%
              • Total income taxes paid: $22,788

              Annual salary taken home: $60,314

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              47. Washington

              • Median income: $78,687
              • Tax burden: 20.83%
              • Total income taxes paid: $16,393

              Annual salary taken home: $62,294

              Monika Salvan / Shutterstock.com

              48. Massachusetts

                • Median income: $85,843
                • Tax burden: 25.84%
                • Total income taxes paid: $22,186

                Annual salary taken home: $63,657

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                49. Maryland

                • Median income: $86,738
                • Tax burden: 25.66%
                • Total income taxes paid: $22,258

                Annual salary taken home: $64,480

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                50. New Jersey

                • Median income: $85,751
                • Tax burden: 24.55%
                • Total income taxes paid: $21,049

                Annual salary taken home: $64,702

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                Methodology: GOBankingRates, in order to find how much you take home from the average salary in each state, sourced both the federal and state tax brackets from the Tax Foundation’s 2020 data. GOBankingRates used an in-house income tax calculator to find both the effective and marginal tax rate on income of $100,000 in every state. GOBankingRates also found the Federal Insurance Contributions Act tax with its rate sourced from ADP. These calculations were done for a person filing their taxes as a single person and for a married couple filing jointly. GOBankingRates found the total income taxes paid, total tax burden, total take home pay, total gross bi-weekly paycheck, the after income tax bi-weekly paycheck for each state, and the total amount taken out of each bi-weekly paycheck due to taxes. Income data was collected from the 2019 American Community Survey. All data was collected on and up top date as of Oct. 2, 2020.