All You Need to Know About Credit Reports

Maintaining a solid credit score is important for making future purchases and investments. A high credit score can help you get lower rates on auto loans and make qualifying for financing, investments and accounts easier.

If you’re planning on buying a house, getting a new car or opening a new bank account or credit card, you’ll want to learn how to read your credit report, keep your credit score high and get rid of any negative marks or errors in your report.

On GOBankingRates, you can find articles such as:

  • 9 Credit Report Myths You Need to Know
  • How to Get the Most Out of Your Free Credit Reports
  • 5 Dings You Can Remove From Your Credit Reports

Why Your Credit Score Matters

The more you know about your own credit score, the better. When you optimize your spending habits, monthly payments and other financial aspects that affect your credit score, your credit report will portray you as the reliable borrower you are.

Whether you’re just starting out as a credit user or hoping to rebuild a poor credit history, there’s good news: Credit scores aren’t permanent. You can always work to recover the dings on your credit report from forgotten payments, too many hard inquiries or even a divorce.

GOBankingRates Can Help

As you work toward your financial goals, consult the GOBankingRates archives for answers to all your questions. The site’s experts can help you learn how to manage your budget, apply for the best credit card and more.

Most Read Credit Reports Articles

What’s the Difference Between Investigative Consumer Reports and Credit Reports?

Understand which report covers your personal character and which covers your credit history.

Read More »

9 Credit Report Myths You Need to Know

Have questions about your credit report? Go ahead and ask them, but don't fall for these myths.

13 Reasons Why You Should Fix Your Bad Credit

Here are 13 ways your bad credit score could hurt your financial and personal life.

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How Looking at Your Free Credit Report Can Save You Money

Failing to check your free credit reports could mean you're missing out on savings. Find out what you should look out for in your reports to...

4 Credit Report Red Flags You Don’t See – But Your Lender Does

You might think you have an excellent credit report, but a lender could completely disagree with you. That's because they're looking for fac...

5 Dings You Can Remove From Your Credit Reports

Your bad credit isn't permanent -- in fact, there are a number of dings you can have removed today. Here are a few.

How to Get the Most Out of Your Free Credit Reports

You get one a year from each of the three major credit reporting bureaus. But are you wasting your chance to improve your credit?

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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