Debt

Credit Scores

A very good or very bad credit score can make or break your ability to buy a house, car or other large purchase. Learn exactly what a good credit score is and how to improve your own now.

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Student Loans

Millions of Americans are saddled with student loan debt. GOBankingRates is here to help you pay off those loans for good so you can take control of your finances and can enjoy your life free of debt.

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Car Loans

Saving money on a car purchase starts with getting a good loan and the best interest rate available. Getting the best rate depends on your FICO score and a number of other factors you need to know about.

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Mortgage Rates

Before you start house hunting, find out how, when and where to get the best mortgage rates available. Arm yourself with expert advice on GOBankingRates before you make a down payment on your dream home.

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Understanding Debt

Credit card debt, student loans, car payments and other forms of debt are daily stressors for millions of Americans because debt can start to chisel away at your savings and financial outlook.

Of course, not all debt is created equal. There are forms of “good debt,” such as student loans, that help you build credit and achieve your career goals. Student loans typically have lower interest rates than “bad debt,” which includes credit card debt.

The first step toward financial freedom is getting out of debt as soon as possible so you can spend your hard-earned money on something other than interest. GOBankingRates has hundreds of articles on preventing, reducing and eliminating debt so you can get back to your normal spending routine and stop worrying about collections. The sooner you pay off your debt, the sooner you can reach your other financial goals, like buying a house.