Credit card debt, student loans, car payments and other forms of debt are daily stressors for millions of Americans because debt can start to chisel away at your savings and financial outlook.

Of course, not all debt is created equal. There are forms of “good debt,” such as student loans, that help you build credit and achieve your career goals. Student loans typically have lower interest rates than “bad debt,” which includes credit card debt.

The first step toward financial freedom is getting out of debt as soon as possible so you can spend your hard-earned money on something other than interest. GOBankingRates has hundreds of articles on preventing, reducing and eliminating debt so you can get back to your normal spending routine and stop worrying about collections. The sooner you pay off your debt, the sooner you can reach your other financial goals, like buying a house.

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Drowning in Debt? 6 New Ways to Tackle Your Budget in 2017

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Learn the many ways you can reduce and even eliminate your debts in 2017.

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Is Taking Out Loans to Pay Off the IRS a Good Idea?

If you owe the IRS money, don’t panic, just explore your options.

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Smart Strategies to Get Out of Debt in 2017

Learn how paying off what you owe can help you get what you really want in life.

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5 Ways Debt Settlement Companies Can Help You

Learn how you can get debt help from a debt settlement company.

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5 Things You Never Thought Could Put You in Debt

Don't overlook these sneaky costs that can wreak havoc on your finances.

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How to Find Out If You Have Debt in Collections

Learn the steps to finding out if you have debt in collections — and what you should do next.

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