All You Need to Know About Debt Management

The majority of the general public has debt in some form. Whether you have consumer credit card debt, mortgage loans, student loans or unpaid medical bills, it is critical to manage your debt and have a strategic plan to pay it off. GOBankingRates has the tools and resources you need from trusted financial experts to help you manage your debt, make a plan to eliminate it and live on a budget.

Dealing with Debt

GOBankingRates’ comprehensive library of debt management articles include real life stories about overcoming debt, step-by-step guides on how to eliminate debt and tips on how to avoid taking on additional debt.

For example, the site’s expert contributors have broken down the principles of Dave Ramsey’s popular debt management programs into applicable steps, and they have outlined potential pitfalls and scams used to prey on those dealing with debt.

Building a Budget

GOBankingRates can help you develop a budget to fit your goals and lifestyle. For example, bringing a homemade lunch to work can help you save money by reducing the amount you spend when you eat out. And costly gym memberships can be traded in for free runs around the neighborhood. And lastly, phone and cable bills can often be negotiated to lower prices.

As you track your expenses, you will likely become more careful when making certain purchases. With the help of GOBankingRates, you can confidently manage your debt and quickly achieve your financial goals.

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Most Read Debt Management Articles

3 Steps to Free Yourself From Debt

Learn why debt is slavery and what you can do to free yourself.

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How This Planner Helped Her Client Repay $12K While Saving Over $20K in Just One Year

Getting your finances and debt under control isn’t easy. Here’s how one personmade a plan and made it happen.

5 Easy Ways to Pay Off Debt Before the Holiday Season

Overspending can quickly turn holiday cheer into "Bah humbug!" Find out how to pay down debt heading into the gift-giving season.

Follow These 4 Steps to Get Out of Debt

This video is part of our 2015 #MoneyMinute contest. Click the “thumbs up” below to vote for this video as one of your favorites and ...

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Here’s Why It’s So Hard to Get Out of Debt

Getting into debt is easy, but getting out doesn't have to be.

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How I Paid Off My $100K Debt in Just 5 Years

Dave is the man with the plan.

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Why You Need to Start Treating Your Debt Like an Emergency

With the average American swimming in debt, there's clearly something wrong. Here's why the way we think about debt is all wrong.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


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