21. Cancel the Overpriced Services
If you want to retire early, you need to cut back on some of your overpriced luxuries and services. Of course, it’s important to allow yourself a balanced life — making time for entertainment, exercise, friends, family and so on. However, there are things you can do to cut back on expensive monthly services, such as cable TV, internet and phone. Instead, look for alternatives like new on-demand streaming services and affordable mobile phone plans. But, beware, signing up for Hulu, Netflix, Apple Music, HBO GO and an internet connection can cost more than just keeping a basic cable package. Do the math first.