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Social Security: When To Inform the SSA of Life Changes

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If something big happens in your life, it could affect your Social Security benefits. According to the Social Security Administration, you have a legal responsibility to report changes no later than 10 days after the end of the month in which the change occurred. Certain life changes could affect your eligibility for disability, retirement and Supplemental Security Income (SSI) benefits or it could affect your benefit amount.

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The SSA must be notified if any of these common life changes occur:

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Any changes could mean you’re due additional benefits or you may have to pay back some of those benefits. If you fail to report a change in a timely manner, a penalty may be applied that will reduce your monthly benefit amount. Failure to report changes or intentionally making a false statement could result in SSI, disability and retirement benefits being withheld.

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The SSA may also impose a sanction against payments. The first sanction is a loss of payments for six months and additional sanctions are for 12 and 24 months.

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You can report any changes to the SSA online at socialsecurity.gov or by calling 1-800-772-1213 or TTY 1-800-325-0778 if you’re deaf or hearing impaired. You can also mail information to your local Social Security office or visit in person. If you need to change your address or direct deposit information, you can do so through your mySocialSecurity account.

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