Will Social Security Payments Be Delayed Because of Christmas?

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This year, Christmas falls on a weekend, meaning Monday, Dec. 27 will be a federal holiday. Federal benefits are not paid on federal holidays

See: Will Social Security Offices Be Closed for the Holidays?
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For payment dates that fall on weekends or federal holidays, payment is made the weekday immediately before. However, Social Security payments are unlikely to be impacted by Christmas this year because Social Security is usually paid on Wednesdays. 

The schedule of Social Security payments for December is as follows:

  • Wednesday, December 8th for those with birth dates on the 1st through the 10th of the month
  • Wednesday, December 15th for those with birth dates on the 11th through the 20th of the month
  • Wednesday, December 22nd for those with birth dates on the 21st through the 31st of the month

One area of Social Security that will be affected is Social Security Supplemental Income. These payments are typically paid on the first of the month, as they were paid on Dec. 1 for this month’s payment. 

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Jan. 1, 2022 is New Year’s Day and a federal holiday, but because it falls on a Saturday, the Social Security Administration will observe it on Dec. 31. That means payments will not be sent out on New Year’s Eve. Therefore, the January payment will go out on the weekday prior. Those receiving Social Security Supplemental Income payments can expect to receive their first 2022 payment on Dec. 30, 2021. If you are an SSI recipient, you will receive two payments in December: one on Dec. 1 (for December) and one on Dec. 30 (for January). Make sure you budget accordingly, as the next SSI payment you will be receiving will be Feb. 1, 2022.

You can see the full Social Security and Social Security Income Payment schedules here.

The Social Security Administration advises that if you receive payments by check and have not received your payment by the above date, to allow three additional mailing days before contacting Social Security.

In summary, normal Social Security benefit checks will not be affected by the Christmas/New Year’s Holiday week, but Social Security Supplemental Income payments will.

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About the Author

Georgina Tzanetos is a former financial advisor who studied post-industrial capitalist structures at New York University. She has eight years of experience with concentrations in asset management, portfolio management, private client banking, and investment research. Georgina has written for Investopedia and WallStreetMojo. 

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