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Will Social Security Payments Be Delayed Because of Christmas?

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This year, Christmas falls on a weekend, meaning Monday, Dec. 27 will be a federal holiday. Federal benefits are not paid on federal holidays

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For payment dates that fall on weekends or federal holidays, payment is made the weekday immediately before. However, Social Security payments are unlikely to be impacted by Christmas this year because Social Security is usually paid on Wednesdays. 

The schedule of Social Security payments for December is as follows:

One area of Social Security that will be affected is Social Security Supplemental Income. These payments are typically paid on the first of the month, as they were paid on Dec. 1 for this month’s payment. 

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Retire Comfortably

Jan. 1, 2022 is New Year’s Day and a federal holiday, but because it falls on a Saturday, the Social Security Administration will observe it on Dec. 31. That means payments will not be sent out on New Year’s Eve. Therefore, the January payment will go out on the weekday prior. Those receiving Social Security Supplemental Income payments can expect to receive their first 2022 payment on Dec. 30, 2021. If you are an SSI recipient, you will receive two payments in December: one on Dec. 1 (for December) and one on Dec. 30 (for January). Make sure you budget accordingly, as the next SSI payment you will be receiving will be Feb. 1, 2022.

You can see the full Social Security and Social Security Income Payment schedules here.

The Social Security Administration advises that if you receive payments by check and have not received your payment by the above date, to allow three additional mailing days before contacting Social Security.

In summary, normal Social Security benefit checks will not be affected by the Christmas/New Year’s Holiday week, but Social Security Supplemental Income payments will.

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