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These Big Cities Have the Cheapest Monthly Bill Costs, According to New Survey

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With inflation at a four-decade high, cost of living is on the mind of many Americans. And a new survey finds that there are major disparities in terms of household bill costs across the 50 largest cities in the U.S.

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The United States of Bill Pay: 50 Largest U.S. Cities Household Spend Report 2022, released by doxo, looked at the 10 most common household bills, including mortgage; rent; auto loan; utilities (electric, gas, water and sewer, and waste and recycling); auto insurance; cable, internet and phone; health insurance; mobile phone; alarm and security; and life insurance.

The report finds that the average annual cost per U.S. household on bill expenses is $24,032, or a $2,003 monthly national average. 

So where are the cheapest cities?

Topping the list is Detroit, Michigan, where residents pay the least in average monthly expenses, at $1,634 — 18.4% lower than the national average.

Cleveland follows, with $1,655 in monthly expenses, then El Paso, Texas, with $1,675 along with Albuquerque, New Mexico, with $1.687 and Memphis, Tennesee, with $1,689.

Rounding up the top 10 cheapest cities for monthly bills are Dayton, Ohio, Kansas City, Missouri; Rochester, New York; Oklahoma City, Oklahoma; and Cincinnati, Ohio.

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On the other end of the spectrum, residents of California have some of the most expensive monthly bills in the country.

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Residents of San Jose, California, pay the highest monthly bills out of the 50 largest cities ranked in the report, with $3,248 in monthly expenses — 62.2% higher than the national average. New York, New York, follows, with $3,059; Boston, Massachusetts, with $2,963; San Francisco, California, with $2,946; and San Diego, California, with $ 2,689, round up the top most expensive cities for monthly bill expenses.

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