Cheapest Luxury Cars To Buy in 2019

If you’ve dreamed of owning a luxury car but thought it was out of your price range, you might be surprised to learn that many luxury automakers offer affordable, entry-level options for buyers on a tighter budget. For instance, you can buy an Acura ILX for only $25,900, a luxury car with a solid reputation that is as stylish as it is safe.

GOBankingRates gathered and analyzed data on 45 luxury car models from 2019 and 2020 to bring you 25 of the cheapest luxury cars to buy in 2019. The study looked at the best luxury vehicles as deemed by Car and Driver and U.S. News, plus individual luxury car websites to determine their most affordable models, based on the manufacturer’s suggested retail price (MSRP) for base-level trims of each vehicle. GOBankingRates then used CarMax’s Car Payment Calculator, assuming a 20% down payment, and calculated monthly payments for individuals with good, very good and excellent credit.

• MSRP: $24,195
• 20% down: $4,839
• Monthly car payment with good credit: $469
• Monthly payment with very good credit: $436
• Monthly payment with excellent credit: $431

• MSRP: $25,900
• 20% down: $5,180
• Monthly car payment with good credit: $502
• Monthly payment with very good credit: $467
• Monthly payment with excellent credit: $461

• MSRP: $29,995
• 20% down: $5,999
• Monthly car payment with good credit: $575
• Monthly payment with very good credit: $535
• Monthly payment with excellent credit: $528

• MSRP: $30,250
• 20% down: $6,050
• Monthly car payment with good credit: $585
• Monthly payment with very good credit: $544
• Monthly payment with excellent credit: $538

• MSRP: $30,495
• 20% down: $6,099
• Monthly car payment with good credit: $571
• Monthly payment with very good credit: $548
• Monthly payment with excellent credit: $542

• MSRP: $32,150
• 20% down: $6,430
• Monthly car payment with good credit: $616
• Monthly payment with very good credit: $573
• Monthly payment with excellent credit: $566

• MSRP: $32,500
• 20% down: $6,500
• Monthly car payment with good credit: $621
• Monthly payment with very good credit: $578
• Monthly payment with excellent credit: $571

• MSRP: $33,000
• 20% down: $6,600
• Monthly car payment with good credit: $636
• Monthly payment with very good credit: $592
• Monthly payment with excellent credit: $584

• MSRP: $33,100
• 20% down: $6,620
• Monthly car payment with good credit: $637
• Monthly payment with very good credit: $593
• Monthly payment with excellent credit: $586

• MSRP: $33,190
• 20% down: $6,638
• Monthly car payment with good credit: $639
• Monthly payment with very good credit: $594
• Monthly payment with excellent credit: $587

• MSRP: $33,300
• 20% down: $6,660
• Monthly car payment with good credit: $641
• Monthly payment with very good credit: $596
• Monthly payment with excellent credit: $589

• MSRP: $33,950
• 20% down: $6,790
• Monthly car payment with good credit: $651
• Monthly payment with very good credit: $606
• Monthly payment with excellent credit: $590

• MSRP: $33,995
• 20% down: $6,799
• Monthly car payment with good credit: $652
• Monthly payment with very good credit: $607
• Monthly payment with excellent credit: $599

• MSRP: $33,995
• 20% down: $6,799
• Monthly car payment with good credit: $652
• Monthly payment with very good credit: $607
• Monthly payment with excellent credit: $599

• MSRP: $34,345
• 20% down: $6,869
• Monthly car payment with good credit: $657
• Monthly payment with very good credit: $612
• Monthly payment with excellent credit: $605

• MSRP: $34,700
• 20% down: $6,940
• Monthly car payment with good credit: $663
• Monthly payment with very good credit: $617
• Monthly payment with excellent credit: $610

• MSRP: $34,900
• 20% down: $6,980
• Monthly car payment with good credit: $666
• Monthly payment with very good credit: $620
• Monthly payment with excellent credit: $613

• MSRP: $34,950
• 20% down: $6,990
• Monthly car payment with good credit: $667
• Monthly payment with very good credit: $621
• Monthly payment with excellent credit: $614

• MSRP: $35,300
• 20% down: $7,060
• Monthly car payment with good credit: $679
• Monthly payment with very good credit: $632
• Monthly payment with excellent credit: $624

• MSRP: $35,650
• 20% down: $7,130
• Monthly car payment with good credit: $685
• Monthly payment with very good credit: $637
• Monthly payment with excellent credit: $630

• MSRP: $35,800
• 20% down: $7,160
• Monthly car payment with good credit: $687
• Monthly payment with very good credit: $640
• Monthly payment with excellent credit: $632

• MSRP: $35,995
• 20% down: $7,199
• Monthly car payment with good credit: $690
• Monthly payment with very good credit: $642
• Monthly payment with excellent credit: $635

• MSRP: $36,690
• 20% down: $7,338
• Monthly car payment with good credit: $702
• Monthly payment with very good credit: $653
• Monthly payment with excellent credit: $645

• MSRP: $36,720
• 20% down: $7,344
• Monthly car payment with good credit: $702
• Monthly payment with very good credit: $653
• Monthly payment with excellent credit: $646

• MSRP: $36,995
• 20% down: $7,399
• Monthly car payment with good credit: $707
• Monthly payment with very good credit: $658
• Monthly payment with very good credit: $650

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Methodology: GOBankingRates determined the cheapest luxury cars to buy in 2019 by analyzing 45 luxury car models from 2019 and 2020 (based on latest model year available), with the list of cars based on best luxury vehicles from Car and Driver and U.S. News, as well as by searching individual luxury car websites for their most affordable models, based on the manufacturer’s suggested retail price (MSRP) for base-level trims of each vehicle. To determine monthly car payments, GOBankingRates used CarMax’s Car Payment Calculator assuming a 20% down payment and calculated monthly payments for three different levels of credit (1) good (8% APR) (2) very good (5% APR) and (3) excellent (4.5% APR). All data was compiled on Aug. 13, 2019.