Cheapest Luxury Cars To Buy in 2019
Your dream car may be more affordable than you think.
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If you’ve dreamed of owning a luxury car but thought it was out of your price range, you might be surprised to learn that many luxury automakers offer affordable, entry-level options for buyers on a tighter budget. For instance, you can buy an Acura ILX for only $25,900, a luxury car with a solid reputation that is as stylish as it is safe.
GOBankingRates gathered and analyzed data on 45 luxury car models from 2019 and 2020 to bring you 25 of the cheapest luxury cars to buy in 2019. The study looked at the best luxury vehicles as deemed by Car and Driver and U.S. News, plus individual luxury car websites to determine their most affordable models, based on the manufacturer’s suggested retail price (MSRP) for base-level trims of each vehicle. GOBankingRates then used CarMax’s Car Payment Calculator, assuming a 20% down payment, and calculated monthly payments for individuals with good, very good and excellent credit.
Buick Encore, 1SV
- MSRP: $24,195
- 20% down: $4,839
- Monthly car payment with good credit: $469
- Monthly payment with very good credit: $436
- Monthly payment with excellent credit: $431
Acura ILX, Standard
- MSRP: $25,900
- 20% down: $5,180
- Monthly car payment with good credit: $502
- Monthly payment with very good credit: $467
- Monthly payment with excellent credit: $461
Buick Regal TourX
- MSRP: $29,995
- 20% down: $5,999
- Monthly car payment with good credit: $575
- Monthly payment with very good credit: $535
- Monthly payment with excellent credit: $528
Infiniti QX30, Pure
- MSRP: $30,250
- 20% down: $6,050
- Monthly car payment with good credit: $585
- Monthly payment with very good credit: $544
- Monthly payment with excellent credit: $538
Buick Lacrosse, 1SV
- MSRP: $30,495
- 20% down: $6,099
- Monthly car payment with good credit: $571
- Monthly payment with very good credit: $548
- Monthly payment with excellent credit: $542
Lexus UX, 200
- MSRP: $32,150
- 20% down: $6,430
- Monthly car payment with good credit: $616
- Monthly payment with very good credit: $573
- Monthly payment with excellent credit: $566
Mercedes-Benz A-Class, 220 Sedan
- MSRP: $32,500
- 20% down: $6,500
- Monthly car payment with good credit: $621
- Monthly payment with very good credit: $578
- Monthly payment with excellent credit: $571
Acura TLX, Standard
- MSRP: $33,000
- 20% down: $6,600
- Monthly car payment with good credit: $636
- Monthly payment with very good credit: $592
- Monthly payment with excellent credit: $584
Mercedes-Benz CLA, 250 Coupe
- MSRP: $33,100
- 20% down: $6,620
- Monthly car payment with good credit: $637
- Monthly payment with very good credit: $593
- Monthly payment with excellent credit: $586
Buick Envision, 1SV
- MSRP: $33,190
- 20% down: $6,638
- Monthly car payment with good credit: $639
- Monthly payment with very good credit: $594
- Monthly payment with excellent credit: $587
Audi A3, Titanium
- MSRP: $33,300
- 20% down: $6,660
- Monthly car payment with good credit: $641
- Monthly payment with very good credit: $596
- Monthly payment with excellent credit: $589
Mercedes-Benz GLA, 250 SUV
- MSRP: $33,950
- 20% down: $6,790
- Monthly car payment with good credit: $651
- Monthly payment with very good credit: $606
- Monthly payment with excellent credit: $590
Buick Cascada, 1SV
- MSRP: $33,995
- 20% down: $6,799
- Monthly car payment with good credit: $652
- Monthly payment with very good credit: $607
- Monthly payment with excellent credit: $599
Lincoln MKC, Standard
- MSRP: $33,995
- 20% down: $6,799
- Monthly car payment with good credit: $652
- Monthly payment with very good credit: $607
- Monthly payment with excellent credit: $599
Volvo XC40, T4 FWD
- MSRP: $34,345
- 20% down: $6,869
- Monthly car payment with good credit: $657
- Monthly payment with very good credit: $612
- Monthly payment with excellent credit: $605
Audi Q3, Premium
- MSRP: $34,700
- 20% down: $6,940
- Monthly car payment with good credit: $663
- Monthly payment with very good credit: $617
- Monthly payment with excellent credit: $610
Genesis G70, 2.0T
- MSRP: $34,900
- 20% down: $6,980
- Monthly car payment with good credit: $666
- Monthly payment with very good credit: $620
- Monthly payment with excellent credit: $613
BMW X1, sDrive28i
- MSRP: $34,950
- 20% down: $6,990
- Monthly car payment with good credit: $667
- Monthly payment with very good credit: $621
- Monthly payment with excellent credit: $614
BMW 2-Series, 230i
- MSRP: $35,300
- 20% down: $7,060
- Monthly car payment with good credit: $679
- Monthly payment with very good credit: $632
- Monthly payment with excellent credit: $624
Infiniti Q50, 2.0t Pure
- MSRP: $35,650
- 20% down: $7,130
- Monthly car payment with good credit: $685
- Monthly payment with very good credit: $637
- Monthly payment with excellent credit: $630
Volvo S60, Premium Momentum
- MSRP: $35,800
- 20% down: $7,160
- Monthly car payment with good credit: $687
- Monthly payment with very good credit: $640
- Monthly payment with excellent credit: $632
Lincoln MKZ, Standard
- MSRP: $35,995
- 20% down: $7,199
- Monthly car payment with good credit: $690
- Monthly payment with very good credit: $642
- Monthly payment with excellent credit: $635
Cadillac XT4, FWD Luxury
- MSRP: $36,690
- 20% down: $7,338
- Monthly car payment with good credit: $702
- Monthly payment with very good credit: $653
- Monthly payment with excellent credit: $645
Lexus NX, 300
- MSRP: $36,720
- 20% down: $7,344
- Monthly car payment with good credit: $702
- Monthly payment with very good credit: $653
- Monthly payment with excellent credit: $646
Jaguar XE, Base
- MSRP: $36,995
- 20% down: $7,399
- Monthly car payment with good credit: $707
- Monthly payment with very good credit: $658
- Monthly payment with very good credit: $650
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Methodology: GOBankingRates determined the cheapest luxury cars to buy in 2019 by analyzing 45 luxury car models from 2019 and 2020 (based on latest model year available), with the list of cars based on best luxury vehicles from Car and Driver and U.S. News, as well as by searching individual luxury car websites for their most affordable models, based on the manufacturer’s suggested retail price (MSRP) for base-level trims of each vehicle. To determine monthly car payments, GOBankingRates used CarMax’s Car Payment Calculator assuming a 20% down payment and calculated monthly payments for three different levels of credit (1) good (8% APR) (2) very good (5% APR) and (3) excellent (4.5% APR). All data was compiled on Aug. 13, 2019.
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