Do This to Earn Guaranteed Growth on Your Retirement Savings (With No Risk To Your Investment)

Happy senior couple walking outdoors on a winter day.

by Greg Garrison

When it comes to retirement, there are some fun unknowns, like deciding whether you’d rather be near the beach or the mountains. 

Other unknowns aren’t quite as pleasant, like worrying whether a stock market downturn might tank your 401(k). Retirement savings can be unpredictable this way. 

But if you use an annuity like Gainbridge® FastBreak™, you can earn guaranteed growth on your retirement savings — as much as 5.55% APY — with no risk to your investment. 

How to Earn a Fixed 5.55% APY on Your Retirement Savings

Annuities — you’ve probably heard that word hundreds of times, but let’s recap what they actually are and how they work. Simply put, they’re financial products that can provide a guaranteed stream of income during retirement.

You typically purchase annuities by paying premiums or making a lump-sum payment. That principal amount goes through a period where it accumulates interest and grows. When that set period ends, you can begin receiving steady payments.

FastBreak™ is a multi-year guaranteed annuity that allows you to grow your money at fixed interest rates of up to 5.55% APY.

Let’s say you make a principal investment of $50,000 and allow three years for your principal amount to grow. At the end of that period, your total payout would be $58,795.59, which you could choose to receive as either a lump sum or a stream of payments over five to 10 years. 

Of course, if you allow your principal amount 10 years to grow, you’d enjoy a larger payout.

No Risk to Your Investment

When you open a FastBreak™ annuity, your principal amount is fully protected, unlike when you invest in the stock market. You can also withdraw money up to 10% of your account value after the first year, so your money is more accessible than it might be in a long-term CD. Plus, FastBreak™ is a self-managed platform with the ability to withdraw your money before age 59 ½ without a tax penalty.

How to Get Started and Earn Guaranteed Retirement Income

If you’re looking for a predictable, stable way to grow your retirement savings without risking any of your principal investment, this is a great option to consider.

It’s easy to get started. Just answer a few simple questions to sign up. You’ll even get 30 days to cancel your account for any reason.  

Get started here to start earning guaranteed growth on your retirement savings. 

**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. FastBreak™ is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. FastBreak™ is not a tax-deferred annuity; instead, it is taxed annually.

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