The Smart Holiday Spending Guide

Everything you need to know about holiday planning, shopping and budgeting in 2021

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HOLIDAY MONEY ETIQUETTE


Complete Gift Guide
Rules You Should Know
Gift Exchanges and Activities
Avoid These Questions

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SMART SEASONAL BUDGETING


How To Not Overspend on Yourself This Holiday Season

While shopping for gifts for others, it's easy to get distracted and start buying things for yourself. And although treating yourself here and there is OK, it can become a problem when gifts for yourself start blowing your holiday budget. Learn More: Unplug These Appliances That Hike Up Your Electricity BillRead: If Your Credit Score Is Under 740, Make These 4 Moves Now Here's how to avoid overspending on yourself this holiday season. Set a Budget for Self-Gifts Instead of making impulse purchases for yourself as you shop, plan ahead for any self-gifts. "Many people write out a gift list for…

4 Budget-Friendly Digital Gifts That Don't Need To Ship

Shopping doesn't have to include shipping — and that's a blessing in 2021. Inflation has been pushing up the cost of just about everything for most of the year, and much of it has to do with the soaring cost of getting things from here to there. Thanks to clogged ports, a labor shortage, surging fuel prices and a global supply chain crisis, shipping packages costs a whole lot more now than it did this time last year — and the high-pressure holiday season isn't even here yet. Good To Know: The Ultimate Holiday Etiquette Gift Guide Check Out: Your Complete Guide…

25 Senior Discounts To Help Stretch the Holiday Budget

The holidays can be a notoriously expensive time between traveling to see family, buying gifts for loved ones and prepping holiday meals. Fortunately, several retailers, grocery chains, airlines and other businesses offer discounts specifically for seniors that can help make the holidays a little bit more affordable. We've Got You Covered: GOBankingRates' Smart Holiday Spending GuidePrepare: Shipping, Wrapping & More Extras To Account for in Your Holiday Budget Take advantage of these senior discounts to stretch your holiday budget.

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How To Keep From Overspending This Season

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MORE ABOUT HOLIDAY SPENDING, SAVING AND BUDGETING


How To Not Overspend on Your Kids This Holiday Season

It's easy to get carried away when buying gifts for your kids. After all, you want to give them a memorable and joyful holiday. However, you don't need to buy every gift on their wishlist to be a good parent — and you especially shouldn't do this if it will cause you to take on any debt. Here's how to avoid overspending on your kids during the holidays. Food Stamps: What Is the Maximum SNAP EBT Benefit for 2023?Find: If Your Credit Score Is Under 740, Make These 4 Moves Now Create a Budget "It may seem like a straightforward…

Why Do We Spend So Much Each Year on Holiday Shopping?

The American economy is thoroughly dependent on the hundreds of billions of dollars that change hands in the runup to the winter holidays — and a good season is one where people spend to the max.  "When businesses are running, workers are working, and trade is taking place, the economy is functioning well," said e-commerce entrepreneur Aviad Faruz, CEO of Faruzo. And boy, does it function well around Christmastime. Whether it functions as well for the people doing all that spending is another story. Here It Is: Our 2022 Small Business Spotlight The Future of Finances: Gen Z & How…

5 Small-Business Owners on the Importance of Shopping Small This Holiday Season

There are plenty of benefits to shopping with a small business over a big-box chain. They often provide more unique products, higher quality and better customer service. But you might not realize that shopping small isn't just good for your own bottom line.  Check Out: Where to Splurge and Where to Save on Holiday Spending Shopping Tips: Wrapping Paper, Greeting Cards and More Holiday Items to Only Buy at Dollar Stores Small businesses are often referred to as the "lifeblood of the U.S. economy." And as the holidays approach, you have the power to ensure they remain so. Below, five small-business owners…

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