Nate O’Brien

Nate O'Brien (YouTube)

1.26M+

YouTube Subscribers

106K+

Instagram Followers

1.3M+

Total Audience Reach (Twitter, Instagram, YouTube and TikTok)

accurate as of 07/07/2022

Exclusive Q&A With Nate O’Brien

What’s the one piece of money advice you wish everyone would follow?

I wish people would pay more attention to the 80/20 rule. Instead of trying to save money on $4 Starbucks coffee, you’re better off focusing on the largest expenses like housing, transportation and food. Eighty percent of expenses come from 20% of purchases.

What’s the most important thing to do to build wealth?

Networking. Your network is your net worth. Seek out the successful people in your neighborhood — many of them are willing to take you under their wing and help guide you.

What’s your best tip for fighting the impacts of inflation?

Stay well diversified. I have friends who tried to combat inflation by purchasing equities — they are down 40% year to date. I went pretty heavy into energy back in December, and that turned out to be a terrific inflation hedge.

What’s the biggest mistake people make when it comes to money?

I see so many people thinking that they need to bring on debt in order to make more money. I don’t like that. I really don’t use it. If I want something, I buy it in cash. This helps me sleep very well at night knowing that I’m never overleveraged.

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YouTube Views:
Over 50 million

Recognition:
Forbes’ list of Top 9 Millennial Personal Finance YouTube Channels in 2020

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