4 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month
By Laura Bogart
It goes without saying that you could use an extra $1,000 this month. Every month, really. Whether you’re standing in the egg aisle watching prices climb or getting closer to a major savings goal, that money could make a real difference. But $1,000 is a large amount of money to make in such a short amount of time. How can you possibly do it?
Fortunately, it’s easier than you might think. You can even make money playing games or exploring investment opportunities on your phone — things you do anyway. With some simple and fun tasks, you can create shortcuts that put more cash in your wallet each month.
1. Grow Your Savings More Than 8x Faster Every Month
Now that you’ve built substantial savings, you’ll want to make sure that money is working for you. And if you keep it in a traditional savings account, you could be missing out on serious growth.
When you keep your savings with Cash App, you could earn up to 3.25% interest* — that’s more than eight times faster than the average savings account (which pays just 0.40%**).
Cash App pays a base 1.5% interest rate, but when you set up a direct deposit of just $300 per month, you’ll boost that rate to 3.25% interest. Even better? There’s no minimum balance or monthly/hidden fees, and Cash App monitors your money 24/7 to look out for any fraud.
Want to boost your savings to 3.25% interest every month with Cash App’s partner bank? It’s easy to get started here with as little as $1 and watch your money grow more than eight times faster than average.**
2. Add Up to $20K in Free Precious Metals to Your Portfolio
The past few years have been a rollercoaster for investors. Plenty of retirement accounts have taken serious hits.
That’s why more investors are building wealth with gold and silver IRAs through a company called Priority Gold. Not only are precious metals a historically stable investment, but right now you could also claim up to $20,000 in free silver on qualifying purchases.
Here’s why it works: Gold and silver have a track record of holding value — even surging in price — when stocks fall and inflation rises. It can be a smart way to protect your money against uncertainty.
Getting started is simple: You can roll over existing retirement funds into a precious metals IRA, or buy gold and silver directly. Priority Gold even offers a no-fee buyback program so you can sell at competitive prices when the time is right.
Click here to get your free gold and silver kit and see how you can protect your portfolio and claim your bonus of up to $20,000 in free silver before the offer ends.
3. Stop Wasting $1,100 a Year on Car Insurance
Sometimes, the most effective way to save money is to stop spending it on overpriced services — like insurance that is far more expensive than it should be.
Over time, those extra costs can add up to hundreds of dollars per year. To pump the brakes on this excess spending, use Insurify, a platform that lets you easily compare car insurance policies — and it can save you up to $1,100 a year.
On a single platform, you can browse insurance offerings from some of the most respected providers. After entering basic details about your needs, you’ll receive customized quotes that you can review on your own time from the comfort of your own home.
Want to add up to $1,100 back to your wallet this year? It’s easy to get started here and see how much you can save.
4. Pocket an Extra $325 When You Open This Checking Account
Keeping your cash in the right place is one of the easiest ways to boost your balance.
When you open a new Wells Fargo Everyday Checking account, you can earn a $325 bonus. All you have to do is make $1,000 or more in qualifying direct deposits within 90 days of opening the account. After the 90-day qualification period, Wells Fargo will deposit your bonus within 30 days, as long as you’ve met the requirements.
You’ll also get FDIC insurance, 24/7 fraud monitoring, and access to an app with a 4.9-star rating.
Want to add an extra $325 to your wallet? It takes just minutes to open an account.
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Bottom Line
Ready to start adding some extra cash to your wallet this month? Make sure you’re using the best checking, savings and CD accounts here.
Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Direct Deposit provided by Cash App, a Block, Inc. brand.
*Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card or sponsor one or more sponsored accounts and receive at least $300 in paycheck direct deposits each month; or (b) have a sponsored account with sponsor approval to earn interest. Exceptions may also apply. Savings yield rate is subject to change.
**The national average savings account interest rate is 0.39% APY, according to the FDIC, as of March. 16, 2026.
GOBankingRates maintains editorial independence. While we may receive compensation from actions taken after clicking on links within our content, no content has been supplied by any advertiser prior to publication.
