9 Best Cash-Back Apps You Should Use Right Now
There's no doubt about it -- prices are going up just about everywhere. So, who couldn't use a little extra cash in their pocket right about now? One way to do that is with cash-back apps. These apps pay you back when you make purchases at the merchants that participate. It can be a great way to get a little money back for things you were going to buy anyway. Here's what you need to know.
Rakuten offers cash back at over 3,500 stores, including Target, Nordstrom, Best Buy and more. You can shop through Rakuten.com, on the Rakuten app or using the Chrome extension. You'll get your cash back every three months, either by PayPal or a check. Rakuten also offers a Cash Back Visa credit card that earns you an extra 3% cash back on your Rakuten purchases.
Honey, now owned by PayPal, offers cash back for Gold points, which you collect when you shop at certain merchants. There are over 30,000 participating stores, including Walmart, Apple, Trip Advisor, The Home Depot and more, offering as much as 5% cash back through Honey. If cash back isn't your thing, you can redeem your points for PayPal credit or gift cards.
Ibotta gives you cash back at thousands of online and brick-and-mortar retailers, including Walmart, Best Buy, The Home Depot, Old Navy, Chewy, Groupon and more. You can use Ibotta when you shop in-store by linking your store loyalty card or by submitting a photo of your receipt. When you're shopping online, you can use the Ibotta app on your mobile device or the browser extension on your computer.
Upside gives you cash back when you buy gas, fast food and other everyday items. With a specific focus on gas stations, you can use Upside at Exxon, Shell, Mobil, Sunoco, Racetrac and more -- over 45,000 locations nationwide. Plus, you can use it at Popeyes, Burger King, Piggly Wiggly and more.
Freebird gives you cash back when you use rideshare services and when you go to local restaurants. You link your Uber and Lyft accounts to Freebird and earn points for rides you take. You can also link your credit card, and when you use that card to pay your tab at participating bars and restaurants, you'll get points for that too.
With Fetch Rewards, you get points for purchasing specific products, which can be redeemed for gift cards and other rewards. You scan your receipt from any store or restaurant, and when you buy brands that participate in Fetch Rewards, you get points.
Drop is an app that lets you earn rewards points that you can then redeem for cash back on future purchases. In addition to shopping through the Drop app, you can also play games and take surveys to earn more points.
MyPoints gives you coupons, deals and promo codes in addition to points you can redeem for gift cards or transfer to your PayPal account. You can also get points for answering surveys.
To use Dosh, you'll need to link your credit cards to the Dosh app. You can also link your Venmo account. When you shop using those cards, cash back for qualifying purchases is automatically added to your Dosh wallet. You'll need to accumulate at least $25 in your Dosh wallet before you can transfer it to your bank, PayPal account or Venmo account. You can also donate your cash back to charity.