5 Things To Do Now If You Can't Pay Your Bills

If you find yourself in a position where you are struggling to pay your bills this month, and the credit card companies are calling, don't panic.

Even if you are behind, there are steps you can take to get your financial affairs in order. Here are some of the most important ones:

1. Assess Your Budget

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2. Prioritize your needs

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3. Negotiate your bills

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4. Pay the minimums

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5. Pick up side work

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